The Spears & Houston Insurance Group in Simpsonville, SC provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Just as not all vehicles are the same, not all auto insurance policies are the same. Spears & Houston Insurance Group specializes in creating auto insurance plans unique to your driving conditions and the demands of Simpsonville. As a representative of Nationwide, you can rest knowing that your automobile is covered.
We make it simple and quick for you to get the auto coverage you need for your vehicle. The Spears & Houston Insurance Group also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
Spears & Houston Insurance Group doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (864) 228-0754, or you're more than welcome to pay us a visit at our office located at 674 Fairview Rd. We look forward to providing auto insurance to meet your wants and needs.
Home Insurance
If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Spears & Houston Insurance Group are here to help you discover new lines of coverage relevant to your needs. Spears & Houston Insurance Group excels in assisting homeowners with every concern. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Spears & Houston Insurance Group is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Spears & Houston Insurance Group at (864) 228-0754 or visit our office at 674 Fairview Rd.
Life Insurance
At Spears & Houston Insurance Group, we want to make customers aware of how easy and affordable life insurance is. We know many people in Simpsonville think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Spears & Houston Insurance Group at (864) 228-0754 to arrange a time to meet in office at 674 Fairview Rd,Simpsonville,SC,29680 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
LAW-0244AO (05/18)
Business Insurance
You know that you need to have business insurance to protect your company, yet understanding the exact types of coverage your company requires is another matter. You're right when you assume that it's impossible to predict every potential risk that your company may face. At the same time, however, you can't allow that uncertainty to leave you exposed to the potential of a major loss. Fortunately, we here at Spears & Houston Insurance Group may have the comprehensive insurance solution that you've been searching for to keep you protected in almost every situation.
We work with Nationwide to offer a businessowners policy (BOP) to qualifying businesses that is as close to complete and total insurance coverage that you can find in Simpsonville. A BOP is essentially a suite of separate coverages designed to protect you from liability exposures. A basic BOP includes protection against property damage and general liability concerns, as well as business income reimbursement (which can pay you should you have to temporarily cease your operations due to a covered cause). You can also build onto your BOP by adding auto insurance coverage and protection against equipment damage or professional and cyber liability concerns.
With a BOP from Nationwide, you don't have to spend time worrying about unanticipated and unpreventable risks your company may face. As Spears & Houston Insurance Group can attest to, such coverage serves as a veritable security blanket for you and your business. Setting up a BOP won't take much time. Simply call us at (864) 228-0754 to set up a time to stop by our office on 674 Fairview Rd, and we'll get you well on your way to enjoying comprehensive business insurance protection in no time at all.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Spears & Houston Insurance Group also offers products in GA, NC, SC. Please call for information on products in those states.