Brightway Insurance

Learn about our insurance products

  • Get an auto insurance policy you can count on from Nationwide.
  • Protect your house and personal property by choosing the right insurance coverage from Nationwide.
  • Let us help you select life insurance coverage that meets your needs, your life and your budget.
  • Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Brightway Insurance in Jacksonville, FL provides the following products. To learn more about each insurance product, click on the links below.

  • Auto Insurance
    When looking for insurance, what matters most is coverage you can rely on if things go wrong. That's why Frank Ralph Lullo works with Nationwide to provide you with a personalized and affordable plan. We know every situation is different, which is why we offer a variety of solutions to common insurance needs. Whether you have one car and one driver or many cars and multiple drivers, Brightway Insurance is ready to help you navigate selecting car insurance.

    At Nationwide, we're here when you need us. We make vehicle claims quick and simple by providing a list of repair shops we have pre-screened for quality and professionalism. We are local to the Jacksonville area so we know what is important for vehicles in this part of the country, from weather to general use. We'll spend as long as it takes to make sure you understand your coverage.

    When you contact Brightway Insurance, you'll get the benefit of all Nationwide's discounts which you may qualify for. There are discounts for every stage of life, from good student discounts to safe driver discounts. We will even discuss discounts for eco-friendly billing. Call today at (904) 696-6789 or come visit us in person at 12961 N Main St. We look forward to making you part of our member community.
  • Homeowners Insurance
    Protecting your Jacksonville property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Brightway Insurance. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Frank Ralph Lullo will help you determine your needs and choose adequate coverage.

    Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.

    Give us a call today at (904) 696-6789 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 12961 N Main St. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free
  • Life Insurance
    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Jacksonville, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Brightway Insurance and Frank Ralph Lullo can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (904) 696-6789 for an appointment with an agent. Feel free to stop by 12961 N Main St,Jacksonville,FL,32218 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)
  • Business Insurance
    As new Jacksonville businesses prepare to take their place in the greater economic world, many new business owners are going to be thinking about insurance. What should a good business insurance policy contain? What lines of coverage are most appropriate for a business serving a particular population or industry? How can you be sure that a policy is going to work hard to serve your interests as a business owner? Getting direct, honest answers from an expert is easy. Just contact Nationwide Insurance: Brightway Insurance. Our team is here to help business owners select the exceptional Nationwide coverage that is going to give them the strongest start in this new stage of life. Nationwide provides outstanding customer service so you are never alone.

    There are many uncertainties when it comes to owning and operating a business, so why not let your business insurance take some of the burden? Good coverage is going to provide peace of mind as you prepare to open for business. Even as your business grows and thrives, this coverage is going to continue offering the support required for expanding operations. In a sense, the right insurance policy is going to help bring about future success through present security.

    Frank Ralph Lullo can tell you more about Nationwide insurance options, and can customize a policy to suit the needs of your organization. Call Nationwide Insurance: Brightway Insurance today at (904) 696-6789 or visit our office at 12961 N Main St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Brightway Insurance also offers products in AL, AZ, AR, CA, CO, CT, DE, FL, GA, IL, IN, KS, ME, MD, MI, MO, NY, NC, OH, PA, SC, TN, TX, WA, WV, WI, KY, NJ. Please call for information on products in those states.

Learning Center

Learning center articleHow does gap insurance work?
Discover what gap insurance does and how this auto policy can help you.
Take a look at what make up the differences between hazard insurance and homeowners insurance.
Understand the differences between these two common types of auto insurance.