Our Insurance Products
Understanding car insurance does not have to be a hassle. At Larry Fu Insurance Agency we believe protecting your vehicle should be simple. Larry Fu Insurance Agency and Nationwide have come together in Alameda to provide you with quality insurance at an affordable price. The protection we provide is meant to reduce your stress and decrease the time it takes to get you safely back on the road after an accident.
When an accident happens, we are there to help. This includes helping you find the best repair shop near you so you can get your life back on track as quickly as possible. All the repair shops in Nationwide's network have been pre-screened and pre-qualified for the highest level of service. Part of your membership is knowing how your vehicle is protected. This is part of Nationwide's On Your Side® Review, a process where we will answer any questions you may have and review your coverages to make sure you have the right protection for your needs. All new members receive the same great service we have provided to our members for many years.
Because we're local to your area, getting the right protection for your vehicle is easy. Larry Fu Insurance Agency is conveniently located in Alameda to better serve you and find the right protection for your car. Come visit us at 1801 Grand St.
You've already personalized your home, now it's time to personalize your home insurance coverage. Larry Fu Insurance Agency is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Alameda, which means your home insurance should reflect that uniqueness. We can help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Larry Fu Insurance Agency is ready to help you figure out your personalized home insurance solution. You can visit our office at 1801 Grand St or call us at (510) 268-0888. We will take the time to explain all your options as well as unique coverage concerns based on living in Alameda, and we'll make sure you know about available discounts you may qualify for.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Alameda, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Larry Fu Insurance Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (510) 268-0888 for an appointment with an agent. Feel free to stop by 1801 Grand St to discuss Nationwide coverage options in person.
We all strive to be at our very best at every possible moment to fulfill our own individual obligations and meet the needs of those around us. Yet there will be times when factors outside of our control present risks. Perhaps in no other facet of life is this more true than in business. As a small business owner, your effort in building your company needs to be protected by a sound insurance plan. We at Larry Fu Insurance Agency would be happy to provide you with that.
Thanks to our association with Nationwide, all of the core coverage elements needed to build the right business insurance policy in Alameda are right at your fingertips. You can start with basic options such as commercial property and business liability insurance, and then supplement that with business auto coverage. Then, depending upon the unique aspects of your company, you can choose to add extra coverage such as crime insurance, cyber liability protection, workers' compensation, and added financial security through accounts receivable and business interruption insurance. Not sure how much insurance you'll need? Choose instead to go with a businessowners policy, which offers a wide range of coverages designed to provide a convenient package.
Building the ideal small business insurance plan can be easy if you have the right help in doing it. Larry Fu Insurance Agency is here to help. We look forward to discussing all of the business insurance benefits that Nationwide has to offer. To learn more about covering your company through Nationwide, stop by and speak to us at our office on 1801 Grand St, or call and schedule an appointment at (510) 268-0888.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Larry Fu Insurance Agency also offers products in CA. Please call for information on products in those states.
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