Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Isu Stephen B Marvin Insurance Agency focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Isu Stephen B Marvin Insurance Agency to fit any driver's needs in Apple Valley.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Isu Stephen B Marvin Insurance Agency understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Isu Stephen B Marvin Insurance Agency about other discounts you might qualify for, give our offices a call at (760) 242-4651. We are also able to make appointments for face to face consultations at our office located at 18419 US Highway 18. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Apple Valley. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Isu Stephen B Marvin Insurance Agency and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Isu Stephen B Marvin Insurance Agency to explain every step along the way. We're located at 18419 US Highway 18, but you can also call us at (760) 242-4651 to schedule an appointment or just ask questions.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Isu Stephen B Marvin Insurance Agency are here to help people like you in the Apple Valley area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (760) 242-4651 and ask for Isu Stephen B Marvin Insurance Agency. We are located at 18419 US Highway 18,Apple Valley,CA,92307 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Isu Stephen B Marvin Insurance Agency works with Nationwide to provide Apple Valley business owners with high quality protection for their companies, employees, and the future of their businesses.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 18419 US Highway 18 at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (760) 242-4651.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Isu Stephen B Marvin Insurance Agency also offers products in AZ. Please call for information on products in those states.
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