Elite Status

Hometown Insurance Services, Inc. in Atascadero, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Hometown Insurance Services, Inc.

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Hometown Insurance Services, Inc. in Atascadero, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    If you've recently bought a brand new or new-to-you vehicle in Atascadero, you'll want an all-encompassing auto insurance plan that protects your new investment. Hometown Insurance Services, Inc. specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.

    Hometown Insurance Services, Inc. is an agent who gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.

    Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (805) 466-4611 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 7600 El Camino Real.

  • Home Insurance

    When unexpected problems arise in the course of doing business, you need to have someone you can depend on. The Hometown Insurance Services, Inc. team has been helping Irwin business owners with their insurance concerns for many years. From assisting new business owners with a selection of their first policy to providing improved coverage for organizations growing to new heights, we can help our customers access great coverage at every stage. We know that insurance is personal, so we offer customized coverage options that more precisely address the concerns affecting your organization. This is a great way to obtain coverage that works hard for you.

    We work with Nationwide to provide a better selection of coverage solutions to customers looking for business insurance policies. With options such as a businessowners policy (BOP) that includes general liability and commercial property, we are better able to offer the kind of coverage that modern organizations are most interested in. Your insurance policy is going to be working around the clock to protect your interests, and personalizing your policy with the help of Hometown Insurance Services, Inc. agents will make sure that this important protection is operating correctly.

    Companies in the midst of big changes may also need their business insurance policies revised. If your company is facing restructuring, relocating, or other upheavals, then this is a good time to reevaluate your coverage needs. Call (805) 466-4611 today to speak with Hometown Insurance Services, Inc. or another member of our team. Our 7600 El Camino Real office is here to help business owners serving every industry. Discover improved coverage solutions through Nationwide and Hometown Insurance Services, Inc..

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Atascadero, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Hometown Insurance Services, Inc. and Hometown Insurance Services, Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (805) 466-4611 for an appointment with an agent. Feel free to stop by 7600 El Camino Real,Atascadero,CA,93422 to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    Beyond general liability and asset protection, let Hometown Insurance Services, Inc. help customize coverage for the industry in which your company operates. Our agents have the expertise and Nationwide product offerings to cover everything from golf courses to medical clinics, from wholesalers and industrial contractors, along with the retail and food service that populate the commercial districts of Atascadero. And this is just the beginning of the versatile and personalized business insurance solutions available from Nationwide and Hometown Insurance Services, Inc..

    Learn how to protect your employees with worker's compensation and employee benefits. Learn how to protect the business from damages like fraud, theft and forgery. Hometown Insurance Services, Inc. can also make things a little easier on the company budget and the ownership's precious time. Flexible billing and payment options allow us to further match the policy to the company's priorities.

    Give Hometown Insurance Services, Inc. a call at (805) 466-4611, and let's talk about how we can better manage your company's risk. We can iron out the details on the phone, or we can set up a time to talk in person. Our office is located at 7600 El Camino Real.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Hometown Insurance Services, Inc. also offers products in AZ. Please call for information on products in those states.