Frequently asked questions
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Edward Jack Herrera focuses on explaining auto insurance coverage in a common sense way that members in Bakersfield appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Edward Jack Herrera works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (661) 327-4028, and agents are happy to take set appointments for in-person consultations at our office located at 1930 18th St.
Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let Edward Jack Herrera make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Bakersfield home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.
Everything from the age of the home to the age of the homeowner can mean new ways to save on your Bakersfield home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.
You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let Edward Jack Herrera demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (661) 327-4028 to discuss your policy. Or schedule an appointment with our office at 1930 18th St to talk about your concerns in person with our staff today.
At Edward Jack Herrera, we want to make customers aware of how easy and affordable life insurance is. We know many people in Bakersfield think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Edward Jack Herrera at (661) 327-4028 to arrange a time to meet in office at 1930 18th St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
In unpredictable economic circumstances, it can be good to have something you can depend on. Business owners know they can count on the exceptional protection and customer service provided by Nationwide. Edward Jack Herrera has provided leading Nationwide business insurance solutions to entrepreneurs in Bakersfield for many years. Our experience helping local business owners and Nationwide's experience developing comprehensive coverage solutions especially for commercial clients makes Edward Jack Herrera the perfect choice as a policy provider.
Some business insurance policies are designed to fit all customers but may not account for industry, organization size, and other essential factors. Nationwide does things differently. We can customize a policy to suit the needs of your organization so that you have the most meaningful forms of coverage. This is a great way to protect your current assets and your future operations.
Thinking proactively about your company's changing insurance needs is very important. In fact, many business owners may be unaware that their insurance policy needs changing or updating at any point. You might be paying for coverage that is no longer relevant or continuing to renew a policy that is not providing the protection your company actually requires. Edward Jack Herrera can help address these problems. Call our 1930 18th St office at (661) 327-4028.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Edward Jack Herrera also offers products in CA. Please call for information on products in those states.
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