Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Victor Hugo Rivera understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Bakersfield.
Victor Hugo Rivera builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (661) 873-4983. Or, call to schedule an appointment at our office at 1326 H St.
Let Victor Hugo Rivera explain the policy choices needed to personalize a policy solution for any Bakersfield household. Our agents are ready to go through and explain the details of various coverage options. Bakersfield homeowners can quickly and clearly understand what's at stake when making their policy choices with Victor Hugo Rivera.
More than just the versatile products, Victor Hugo Rivera knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 93301 home near our local office or a residential property throughout the city, the experts at Victor Hugo Rivera understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to one of our other friendly, knowledgeable agents by calling (661) 873-4983. For those who wish to discuss their coverage in person, our office is located at 1326 H St.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Victor Hugo Rivera are here to help people like you in the Bakersfield area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Victor Hugo Rivera at (661) 873-4983. We are located at 1326 H St. Let us help you find the right policy to assure your family’s financial security.
In unpredictable economic circumstances, it can be good to have something you can depend on. Business owners know they can count on the exceptional protection and customer service provided by Nationwide. Victor Hugo Rivera has provided leading Nationwide business insurance solutions to entrepreneurs in Bakersfield for many years. Our experience helping local business owners and Nationwide's experience developing comprehensive coverage solutions especially for commercial clients makes Victor Hugo Rivera the perfect choice as a policy provider.
Some business insurance policies are designed to fit all customers but may not account for industry, organization size, and other essential factors. Nationwide does things differently. We can customize a policy to suit the needs of your organization so that you have the most meaningful forms of coverage. This is a great way to protect your current assets and your future operations.
Thinking proactively about your company's changing insurance needs is very important. In fact, many business owners may be unaware that their insurance policy needs changing or updating at any point. You might be paying for coverage that is no longer relevant or continuing to renew a policy that is not providing the protection your company actually requires. Victor Hugo Rivera can help address these problems. Call our 1326 H St office at (661) 873-4983.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Victor Hugo Rivera also offers products in CA. Please call for information on products in those states.
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