Charpentier Insurance Services in Bakersfield, CA

The Charpentier Insurance Services in Bakersfield, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Whether you're changing vehicles or simply searching for better coverage this policy term, let Charpentier Insurance Services answer all your auto insurance questions. Our agents can ensure your policy meets all applicable CA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Bakersfield.
  
  Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Bakersfield drivers Charpentier Insurance Services serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
  
  Our office address is 525 H St, but no matter which Bakersfield zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (661) 322-1888. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

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• Home Insurance

  Many people think that finding the perfect home insurance policy is impossible. This may be true for some, but not for homeowners who have Nationwide insurance policies. Here at Charpentier Insurance Services, Charpentier Insurance Services helps homeowners just like you find a policy that fits their needs and budgets every day. A high-quality insurance policy will provide you with coverage in the event your home is damaged or destroyed by a natural or man-made disaster.
  
  Whether you are facing a fire, break-in, or storm, a Nationwide policy can provide you with a sense of stability and peace of mind. A personal umbrella policy can also provide an extra layer of liability protection for your assets if there's a serious accident.
  
  Our professional and courteous Nationwide agent is available to answer any questions you or your loved ones may have about insurance. Charpentier Insurance Services is located at 525 H St. Contact our office at (661) 322-1888 to speak with our agent.

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• Life Insurance

  If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
  
  We at Charpentier Insurance Services are here to help people like you in the Bakersfield area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
  
  When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
  
  You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
  
  Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (661) 322-1888 and ask for Charpentier Insurance Services. We are located at 525 H St,Bakersfield,CA,93304 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
  
  
  LAW-0248AO (05/18)

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• Business Insurance

  We all strive to be at our very best at every possible moment to fulfill our own individual obligations and meet the needs of those around us. Yet there will be times when factors outside of our control present risks. Perhaps in no other facet of life is this more true than in business. As a small business owner, your effort in building your company needs to be protected by a sound insurance plan. We at Charpentier Insurance Services would be happy to provide you with that.
  
  Thanks to our association with Nationwide, all of the core coverage elements needed to build the right business insurance policy in Bakersfield are right at your fingertips. You can start with basic options such as commercial property and business liability insurance, and then supplement that with business auto coverage. Then, depending upon the unique aspects of your company, you can choose to add extra coverage such as crime insurance, cyber liability protection, workers' compensation, and added financial security through accounts receivable and business interruption insurance. Not sure how much insurance you'll need? Choose instead to go with a businessowners policy, which offers a wide range of coverages designed to provide a convenient package.
  
  Building the ideal small business insurance plan can be easy if you have the right help in doing it. Charpentier Insurance Services is here to help. We look forward to discussing all of the business insurance benefits that Nationwide has to offer. To learn more about covering your company through Nationwide, stop by and speak to us at our office on 525 H St, or call and schedule an appointment at (661) 322-1888.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Charpentier Insurance Services also offers products in CA. Please call for information on products in those states.