Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why California Total Insurance Services focuses on explaining auto insurance coverage in a common sense way that members in Bakersfield appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. California Total Insurance Services works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (661) 872-5933, and agents are happy to take set appointments for in-person consultations at our office located at 2695 Mount Vernon Ave.
No matter which Charlotte neighborhood you live in, home insurance isn't a luxury. It's an essential measure of financial protection against many different coverable losses. Let the California Total Insurance Services quickly and clearly explain the different types of coverage you need for your property and belongings. We take great pride in finding personalized policy solutions for our Bakersfield homeowners.
Have a bunch of older belongings that would be difficult to afford to replace? You'll be interested in Nationwide's Brand New Belongings® program. Are there several high-value items in your home? We'll talk about Valuables Plus® coverage. Do you host a lot of parties, or do you have a swimming pool in the backyard? The most important financial protection in your Bakersfield homeowner's policy may very well be liability coverage.
This catalog of personalized coverage programs is impressive, but it's not the only reason the California Total Insurance Services partners with Nationwide. Give us a call at (661) 872-5933. We can talk about available policy discounts, the no-hassle treatment you can expect from the On Your Side® Claims Service, and all the advantages that come with a Nationwide home insurance policy. You can also schedule an appointment with our office. We're located at 2695 Mount Vernon Ave.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Bakersfield, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
California Total Insurance Services can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (661) 872-5933 for an appointment with an agent. Feel free to stop by 2695 Mount Vernon Ave to discuss Nationwide coverage options in person.
At California Total Insurance Services, we've become experts in assessing the challenges and opportunities that come with managing a business in various industries, locations, and personnel throughout 93306. This expertise is part of the job we love doing so much - serving as knowledgeable risk management advisors to local Bakersfield companies. From commercial property and auto to general liability and more specialized products, let us review the various Nationwide coverage options with you.
Often, a business owner's policy is the way to go for Bakersfield companies with different types of commercial risk, as this type of policy offers combined coverage and customized solutions. The experts at California Total Insurance Services can help develop one of these policies for your company. We can also help you understand what's at stake, regardless of whether you're looking for a targeted risk management product or a policy with multiple layers of coverage.
California Total Insurance Services is ready to protect what you've worked so hard to build and better position your company for future growth. Moreover, we know that companies can't successfully pursue their long-term goals without taking care of their day-to-day operations. The flexible billing options available from Nationwide should help find the right fit with your budget schedule. Call us at (661) 872-5933 to set up your policy or to make an appointment to talk about your coverage in person. Our office is located at 2695 Mount Vernon Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The California Total Insurance Services also offers products in CA. Please call for information on products in those states.
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