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Donald R Hardy Agency in Capitola, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Donald R Hardy Agency in Capitola, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Whether you're changing vehicles or simply searching for better coverage this policy term, let Donald R Hardy Agency answer all your auto insurance questions. Our agents can ensure your policy meets all applicable CA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Capitola.

    Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Capitola drivers Donald R Hardy Agency serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.

    Our office address is 500 Plum St, but no matter which Capitola zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (831) 475-4314. With one of our agents as your guide, it doesn't need to take all day to consider your choices.

  • Home Insurance

    Donald R Hardy Agency knows just how to protect Capitola residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.

    Even in the most tightly knit Capitola neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Donald R Hardy Agency your individual concerns, and discover how to make coverage choices with speed and confidence.

    Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.

    Call us at (831) 475-4314 to choose a policy or to set up an office appointment. Donald R Hardy Agency is located at 500 Plum St.

  • Life Insurance

    Getting married, having kids and sending them off to college are all exciting milestones. As your life changes, so do your insurance needs. You might have concerns about securing your family’s future when you are no longer around. You might also have some financial concerns about how they will manage any debts that you leave behind.

    At Donald R Hardy Agency, we understand the need to provide your loved ones with a financial safety net. Whether you already have a policy and are looking to adjust your coverage or this is your first-time shopping for life insurance, we can handle your insurance needs.

    We work with Nationwide to provide friendly service and diverse coverage options to customers in Capitola. We recommend speaking to a life insurance agent for assistance in getting the right coverage for your unique situation.

    There are several types of life insurance for you to consider, such as term, whole, universal and more. Choosing the right coverage may seem overwhelming. Fortunately, Donald R Hardy Agency and our other team members can go over options to help you find a solution that provides the amount of coverage that meets your needs and can help you achieve your long-term financial goals.

    If you are ready to learn coverage options, contact one of our agents at (831) 475-4314 to discuss them over the phone. You can also make an appointment or visit our office at 500 Plum St,Capitola,CA,95010 to meet in person. Our agent will be more than happy to evaluate your circumstances to help you get the right solution.


    LAW-0240AO (05/18)

  • Business Insurance

    Nationwide understands the insurance needs of small business owners, and that is exactly why we offer some of the best business insurance policies in the industry. Our policies can easily be customized to fit you and your budget, and our agents are ready and willing to address any of your concerns. Whether you need property insurance or are seeking liability insurance, Nationwide offers insurance products that will benefit you and your business. For business owners who want a more widespread policy, a business owners policy (BOP) may be just what you need.

    When it comes to your business, the building and the space that you occupy are two of the most important elements of your success. Our property insurance policies can protect your business in the event of fire, theft, vandalism, or natural disaster damage. These policies also cover the equipment and furniture inside the building, and can even extend to your personal residence if you work from home. If you or your employees utilize company vehicles, our business auto insurance can provide for you if you or your workers are involved in an accident. Naturally, you will want to protect yourself against potential lawsuits, and our liability policies can help you do so. If a customer or visitor is injured on your premises, you won't have to worry about losing money.

    Simply put, Nationwide keeps your best interests in mind. If you are interested in our business products, our trained agent, Donald R Hardy Agency, in Capitola can answer your questions. Nationwide Insurance: Donald R Hardy Agency is located at 500 Plum St. Don't put off securing your business' future any longer. Contact us today at (831) 475-4314.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Donald R Hardy Agency also offers products in CA. Please call for information on products in those states.