Josh Olivier Cachero Causing, Insurance Agent

Harding Insurance Agency in Carlsbad, CA

8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PMClosed Today Closed Today

Hours

Store Hours:

Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
SatClosed
SunClosed

About Your Nationwide Agency

Insurance is not a “one size fits all” business. You’d never know it based on the way most insurance agencies operate. Most agencies represent one or two insurance companies. You know what happens when you only sell one or two companies? You sell solutions based solely on what you have to offer. You try to fit a square peg into a round hole. We decided we wanted a more flexible approach for our clients. We created relationships that allow us to offer many choices. Today we have access to dozens of the best insurance companies in America. We aren’t obligated to offer you a “one size fits all” solution -- we have choices that allow us to find the best fit for your personal or business insurance needs. We’re located in Southern California, with clients in California, Arizona, Nevada, Texas, North Carolina, South Carolina, Florida, Wisconsin, and Ohio . We’re growing and we’d be honored to have you as a customer. We are committed to gaining your trust by offering you the best choices, at the best prices, with the best service anywhere. Call us! 760-603-1100

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Harding Insurance Agency

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Languages Spoken

  • English
  • Spanish

Areas Served

  • California Texas Arizona Florida

Nearby Landmarks

  • Carlsbad Palomar Airport
  • Pacific Ocean

Our Insurance Products

The Harding Insurance Agency in Carlsbad, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Harding Insurance Agency is an insurance agent who makes it a number one priority to do what's best for members. See what a difference having the right agent and a personalized insurance plan as well as the help of Nationwide makes when it comes to protecting the investment you've made in your wheels.

    Insurance needs vary by individual circumstances. For example, your needs may be different if this is your first time getting auto insurance, if you have a classic car, or if you're retired and don't drive your vehicle as much as you used to. At Harding Insurance Agency, we're familiar with working with various types of driving habits, vehicles, and special needs. We also go to every length to make sure our members have every discount to which they're entitled. Let us know what your ideal auto insurance protection plan looks like and we'll work with you to make it happen.

    See what a well-balanced combination of dedication and experience can do for your auto insurance protection. Whenever you're ready, call us at (760) 603-1100 or pay us a visit at our offices at 6150 Yarrow Dr.

  • Home Insurance

    Protecting your Carlsbad property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Harding Insurance Agency. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Harding Insurance Agency will help you determine your needs and choose adequate coverage.

    Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.

    Give us a call today at (760) 603-1100 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 6150 Yarrow Dr. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free

  • Life Insurance

    If you are thinking about purchasing a life insurance policy in Carlsbad, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.

    At Harding Insurance Agency, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.

    You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Harding Insurance Agency and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.

    Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (760) 603-1100 to speak with one of our team members, or stop by 6150 Yarrow Dr,Carlsbad,CA,92011 to discuss your insurance needs in our office.


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  • Business Insurance

    We all get insurance with the hope of never having to use it. While we at Harding Insurance Agency can attest to Nationwide's outstanding claims resolution process, it's still incumbent upon every small business owner to do all that he or she can in terms of risk prevention. As the preferred insurer for many small businesses in the Carlsbad area, Nationwide has seen just about every liability scenario that you can imagine. Fortunately for you, the folks at Nationwide use this experience as a resource to help you prepare to avoid these same issues afflicting your company.

    What business owner doesn't have concerns about the safety and stability of his or her company, employees, and customers? If your risk potential is keeping you up at night, turn to Nationwide. They have a wealth of information for you on managing the risks associated with worker and customer safety, fire or equipment failure, and professional, product, or general liability. Putting this advice into practice can reduce your chances of needing to call upon your policy for assistance. Yet if you do need to rely on Nationwide for coverage, rest assured that you have the best team in the business handling your claim.

    With Nationwide, you truly have an insurer that cares about your company's protection. Not only does it act as a resource for risk management strategies, but it will also be there to help you recover if and when an issue does arise. To learn more about safety and loss prevention or any other of the advice and services Nationwide offers, contact Harding Insurance Agency by calling (760) 603-1100 and scheduling an appointment to come by our office on 6150 Yarrow Dr.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Harding Insurance Agency also offers products in AZ. Please call for information on products in those states.