Frequently asked questions
Our Insurance Products
Even with advanced auto technology, car accidents are still a common occurrence. Rudy Smith Insurance Services understands how much of an investment your automobile is and how much you enjoy driving it. This is just one reason we've turned to Nationwide to help us provide the best auto insurance protection to Chico drivers.
Distracted driving, driver error, fatigue, and speeding are just a few causes of auto accidents, and are all factors to take into account when it comes to selecting your auto protection. We also consider factors that can lower the price of your insurance policy, such as having a new vehicle and good driving behavior. After we've helped build a personalized plan for you and your automobile, we'll be sure to keep in touch with you to see if there are any changes in your life or driving habits that might require a change to your insurance policy.
Not satisfied with your current auto insurance protection? Thinking about getting a new car and curious about how much you'll likely have to pay for insurance? No matter your circumstances, we're always available to talk to you about your options. Whenever you're ready, give us a call at (530) 636-6699, or visit us at 976 Mangrove Ave.
Drafting plans for your new home? Don't forget to swing by Rudy Smith Insurance Services while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Chico determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 976 Mangrove Ave. We'd also love to hear from you via telephone at (530) 636-6699.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Rudy Smith Insurance Services are here to help people like you in the Chico area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call Rudy Smith Insurance Services at (530) 636-6699. We are located at 976 Mangrove Ave. Let us help you find the right policy to assure your family’s financial security.
Whether you operate a golf course, medical clinic, or auto repair shop, coverage from Nationwide can fulfill all the small business insurance requirements that apply to Chico companies. Let Rudy Smith Insurance Services help make sure that your customers and employees are protected, while also allowing your company to move forward when covered damages do occur.
The versatile risk management products from Nationwide are backed by strong value, attractive discounts, and the superior On Your Side® Claims Service. Moreover, flexible billing helps meet your financial scheduling needs, while different payment options can prevent insurance from becoming another logistical hassle. From customized policies to good old fashioned customer service, it's all part of the package Rudy Smith Insurance Services offers our Chico business clients.
No matter how well you know your business, there always seems to be a few lingering questions about the right coverage for your company. Whether it's the location of your storefront, the size of your commercial fleet, or the feasibility of new employee benefits, let Rudy Smith Insurance Services answer any and all questions you might have. Give us a call at (530) 636-6699 to talk about your coverage or to schedule an office appointment at 976 Mangrove Ave.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Rudy Smith Insurance Services also offers products in CA. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim