Rudy Smith Insurance Services in Chico, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Rudy Smith Insurance Services in Chico, California provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Look to the insurance provider who is there when you need them when it comes to vehicle insurance services. Rudy Smith Insurance Services works with Nationwide to offer members a wide variety of discounts and services. We are also available to answer any questions you may have about auto insurance plans, either over the phone or in person.

    We make sure to thoroughly review your insurance needs before finalizing anything. It is our goal that you walk away with protection that you completely understand and can count on. We also make sure you know exactly which of our many discounts are available to you, such as those for good students or for using our ecofriendly paperless billing plan. These discounts may be applied to our many insurance protection options. We offer solutions like liability coverage and roadside assistance. Because we are located locally in Chico, we know what the specific weather and traffic conditions are like. We can walk you through the protection options for your vehicles and those specific to Chico. Have peace of mind that comes from a personalized insurance plan.

    Rudy Smith Insurance Services is willing to talk to you whenever you have the time. You can call us at (530) 636-6699 or schedule an in-person appointment at 976 Mangrove Ave. Our door is always open and your questions will always be answered.

  • Home Insurance

    Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Rudy Smith Insurance Services in Chico has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.

    Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Rudy Smith Insurance Services will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.

    Contact Rudy Smith Insurance Services to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 976 Mangrove Ave. You can also give us a call at (530) 636-6699 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.

  • Life Insurance

    At Rudy Smith Insurance Services, we want to make customers aware of how easy and affordable life insurance is. We know many people in Chico think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Rudy Smith Insurance Services at (530) 636-6699 to arrange a time to meet in office at 976 Mangrove Ave to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Rudy Smith Insurance Services can help you protect past gains, while also positioning your company for future growth.

    Through Nationwide, our agents offer business insurance for Chico companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.

    It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Rudy Smith Insurance Services help you build a business owner's policy with coverage that's personalized for your company. Call us at (530) 636-6699 to discuss your Chico business insurance or to set up an appointment at the office located at 976 Mangrove Ave.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Rudy Smith Insurance Services also offers products in CA. Please call for information on products in those states.