Frequently asked questions
Our Insurance Products
Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Heritage Ag Insurance Agency is here to help. At Heritage Ag Insurance Agency, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Chico, know that we will always be there when you need us.
Come in today and talk to Heritage Ag Insurance Agency. You can visit us at 290 Airpark Blvd or call in advance at (530) 894-3276 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
Drafting plans for your new home? Don't forget to swing by Heritage Ag Insurance Agency to see Heritage Ag Insurance Agency while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Chico determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 290 Airpark Blvd. We'd also love to hear from you via telephone at (530) 894-3276.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Chico, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Heritage Ag Insurance Agency and Heritage Ag Insurance Agency can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (530) 894-3276 for an appointment with an agent. Feel free to stop by 290 Airpark Blvd,Chico,CA,95973 to discuss Nationwide coverage options in person.
Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Heritage Ag Insurance Agency have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in Chico that is affordable and meets your needs.
If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (530) 894-3276 or visit us on 290 Airpark Blvd to protect your business as much as possible.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Heritage Ag Insurance Agency also offers products in CA. Please call for information on products in those states.
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