Elite Status

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Nbs Insurance Agency in Concord, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Nbs Insurance Agency prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Beaver Falls feeling confident they have exactly the coverage they need.

    Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Terry Yoshinori Shimamoto works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.

    If you have questions about coverage options and policies, talk to one of our agents by calling us at (925) 673-1845. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting with Terry Yoshinori Shimamoto in our office at 5554 Clayton Rd.

  • Home Insurance

    Congratulations on becoming a proud Concord homeowner! With all of the energy and resources you spent searching for and bidding on your home, Nbs Insurance Agency knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the teamwork of Terry Yoshinori Shimamotoand the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.

    Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Terry Yoshinori Shimamoto can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.

    If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (925) 673-1845 or visit us at 5554 Clayton Rd.

  • Life Insurance

    When you’re ready to purchase life insurance, it helps if you start off by choosing a good life insurance agent in Concord. Whether you already have a policy and are looking to update coverage for yourself or you’re ready to start a family and want to learn coverage options, you’ll need an agent that is as good as the insurer they represent. At Nbs Insurance Agency, our agents work hard to provide customers with the service and coverage options they need to strengthen their families’ financial security and help them enjoy peace of mind.

    There are many types of life insurance for you to consider as you determine what your financial security needs are. A good agent’s assistance is invaluable. They can help you understand confusing industry jargon. They can also educate you about different coverage options to enable you to make well-informed decisions that provide your family with enough death benefit to keep them financially comfortable in the event of your untimely death. Think about if you live longer than expected. As you grow older, you and your family’s financial needs will change, especially if you require long-term care. Do not leave anything to chance and unexpected circumstance. Think about your current financial obligations, how much you can afford for premiums and future financial goals.

    If you’re not sure how to get the coverage you need or are not sure if your current policy is enough, feel free to stop by 5554 Clayton Rd,Concord,CA,94521 to speak with Terry Yoshinori Shimamoto. You can also contact them directly by dialing (925) 673-1845.


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  • Business Insurance

    You don't have to go it alone when it comes to finding the perfect business insurance policy for your company. Nationwide works with Nbs Insurance Agency in order to help you find the best policy that not only meets your business needs, but also your budget. From start to finish, we walk you through the entire process.

    What type of business do you operate? This is just one of the questions that we ask when structuring a policy with you to meet your needs. During your consultation, we discuss the type of business you run, your operating costs, and how many employees you have. We also determine how much profit you bring in and if any laws govern the type of insurance you must carry for your company. We use all of this information to show you which policies would protect your business, which are optional, and which you may not need. We also discuss how much coverage you need and whether you would benefit from any specialized policies such as cyber liability insurance or employment practices liability coverage.

    Once you select your plan, you can rest assured we continue to work for you. In fact, using Nationwide's On Your Side® Review, we meet with you annually to discuss any changes in your business and determine if you would benefit from changes in your insurance coverage. If you are interested in learning more about customized policies for your small business in Concord, schedule a consultation appointment today. Visit us at 5554 Clayton Rd or call us at (925) 673-1845.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Nbs Insurance Agency also offers products in CA. Please call for information on products in those states.