Frequently asked questions
Our Insurance Products
Insurance is designed to give you the peace of mind you need to enjoy your assets without worry, and auto insurance should be no different. That's why Robert E Harris Insurance Agency Inc. works with you to build a personalized insurance plan, so members can be sure they are getting the policy that fits their driving style, vehicle value, and level of activity on the roads of Costa Mesa.
Knowing whether or not your vehicle would benefit from comprehensive coverage, which takes care of incidents that happen when it is not being driven, means knowing where it fits into your portfolio of assets, what your budget looks like, and how it is likely to affect your resale value Robert E Harris Insurance Agency Inc. understands this. That's why options are available that include basic liability protection, collision coverage, or multiple tiers of comprehensive protection, so you have what you need. That's also why we offer Nationwide policies, which have a variety of discount options for drivers based on the safety features on their vehicle and their driving records.
If you have questions about auto insurance policies for your vehicle, or if you want to make a purchase over the phone, get in touch with Robert E Harris Insurance Agency Inc. at (714) 619-4480. You can also make an appointment for a face to face meeting at our offices at 3150 Bristol St.
For years, Robert E Harris Insurance Agency Inc. has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
Robert E Harris Insurance Agency Inc. has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in Costa Mesa at 3150 Bristol St. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Robert E Harris Insurance Agency Inc. at (714) 619-4480 to explore your insurance options.
At Robert E Harris Insurance Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Costa Mesa think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Robert E Harris Insurance Agency Inc. at (714) 619-4480 to arrange a time to meet in office at 3150 Bristol St to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
Exponential growth is an important goal of many business owners, and can also be a sign of success. Accelerating your operation to that breakthrough point takes planning and solid management. Knowing how to assess risk and how to cover it so that you smooth over challenges on the way to attaining that success is key, and Robert E Harris Insurance Agency Inc. understands that and works with Nationwide to bring you an adaptable and complete small business coverage in Costa Mesa.
The first step in planning out the right coverage is understanding the unique features of your company, including its size and assets as well as the basic risk factors involved in the industries you operate within. An On Your Side® Review by Robert E Harris Insurance Agency Inc. is designed to do this. They reveal both the basic policies and the extended options that you need to make sure you have the right coverage, from accounts receivable insurance to product liability coverage for any goods you manufacture.
To get things started, Robert E Harris Insurance Agency Inc. recommends a business owner's policy, which is the closest available option to comprehensive coverage. From there, other coverages for important properties and assets can be worked out according to whether or not the plan already provides for them. Getting the process started is easy. Just call (714) 619-4480 to make an appointment for a consultation at 3150 Bristol St. You can also get your questions answered and buy policies over the phone, so if you know what you need, get in touch with an agent today.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
- NationwidePrivate Client
Robert E Harris Insurance Agency Inc. is dedicated to meeting the specialized insurance needs of successful individuals and families. With offices located in Costa Mesa, we provide the following product offerings
• Homeowners – Provides comprehensive, customizable policies for homeowners to protect your home, family and lifestyle.
• Auto – Offers benefits beyond mass-market insurance policies to ensure your autos are well protected.
• Excess Liability – Protects you and your hard-earned assets against the potential risk of a lawsuit, so you can be confident about your financial future.
• Personal Collections – Helps ensure your most cherished possessions get the coverage they deserve.
Through Robert E Harris Insurance Agency Inc.’s committed partnership with Nationwide Private Client, we provide specialized claims service and loss prevention support tailored to your individual needs.
• Claims service – We will be there for our clients when they need us most. Working exclusively in the affluent market, Nationwide Private Client’s claims professionals are trained problem-solvers who understand the value of providing specialized service, ensuring claims are handled with the utmost care from start to finish.
• Risk Solutions program – Nationwide Private Client’s Risk Solutions program provides innovative insurance services and loss management support to better protect your home and assets, including home safety and catastrophe recommendations, evaluation of the replacement cost of your home based on unique features, and access to a strong network of vendors to support your needs.
The Robert E Harris Insurance Agency Inc. also offers products in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, MD, MI, MN, MS, MO, MT, NE, NV, NH, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, WY, KY. Please call for information on products in those states.
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