Frequently asked questions
Our Insurance Products
Look to the insurance provider who is there when you need them when it comes to vehicle insurance services. Horn, Sommer Lee works with Nationwide to offer members a wide variety of discounts and services. We are also available to answer any questions you may have about auto insurance plans, either over the phone or in person.
We make sure to thoroughly review your insurance needs before finalizing anything. It is our goal that you walk away with protection that you completely understand and can count on. We also make sure you know exactly which of our many discounts are available to you, such as those for good students or for using our ecofriendly paperless billing plan. These discounts may be applied to our many insurance protection options. We offer solutions like liability coverage and roadside assistance. Because we are located locally in Durham, we know what the specific weather and traffic conditions are like. We can walk you through the protection options for your vehicles and those specific to Durham. Have peace of mind that comes from a personalized insurance plan.
Horn, Sommer Lee is willing to talk to you whenever you have the time. You can call us at (530) 899-0341 or schedule an in-person appointment at 9341 Midway. Our door is always open and your questions will always be answered.
Horn, Sommer Lee has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Horn, Sommer Lee can answer any questions you have about protecting you and your family's most treasured possessions.
The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Durham, everything from zoning to weather can affect your coverage. Since Horn, Sommer Lee is local to Durham, our agents are knowledgeable of any local factors that may impact your coverage.
Picking home insurance is a very manageable process when you have the right partner by your side. Give Horn, Sommer Lee a call today at (530) 899-0341 and find out how to get started. You can also come visit us in person at 9341 Midway. We look forward to meeting you.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at Horn, Sommer Lee proudly work with residents in the Durham area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Horn, Sommer Lee at (530) 899-0341. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 9341 Midway. We look forward to seeing you.
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. Horn, Sommer Lee works with Nationwide to provide Durham business owners with high quality protection for their companies, employees, and the future of their businesses.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 9341 Midway at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (530) 899-0341.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Horn, Sommer Lee also offers products in CA. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim