Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Horn, Sommer Lee in Durham, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Horn, Sommer Lee is here to help. At Horn, Sommer Lee, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.

    With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Durham, know that we will always be there when you need us.

    Come in today and talk to an agent at Horn, Sommer Lee. You can visit us at 9341 Midway or call in advance at (530) 899-0341 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

  • Home Insurance

    Home insurance is not a one-size-fits-all affair. Every home is different and there are many types of factors that determine what kind of coverage is needed. At Horn, Sommer Lee, we can help you figure out the best way to obtain the full coverage you need. Some factors that may affect your home insurance include the age of your home, whether you have a pool or trampoline in the yard, the condition of your home, and many other details. Call us at (530) 899-0341 or visit us at our office on 9341 Midway in Durham to explore your options for securing your financial future.

    Take the guesswork and headaches out of worrying about risk factors by speaking with Horn, Sommer Lee about the ways in which Nationwide home insurance products can give you the coverage you need. We can add custom provisions to your policy or provide you with separate policies to ensure that all risks are addressed and fully provided for. Knowledge is power, and our agents are committed to empowering you to make the best decisions for your family and protecting your home. Let us figure out the risks while you enjoy your lifestyle with security and peace of mind.

    To get started with the right policy for you, get in touch with Horn, Sommer Lee who can offer the information and guidance you need. Feel free to bring up any questions and concerns you may have so that we can fully address them.

  • Life Insurance

    At Horn, Sommer Lee, we want to make customers aware of how easy and affordable life insurance is. We know many people in Durham think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact Horn, Sommer Lee at (530) 899-0341 to arrange a time to meet in office at 9341 Midway to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    At Horn, Sommer Lee, we've become experts in assessing the challenges and opportunities that come with managing a business in various industries, locations, and personnel throughout 95938. This expertise is part of the job we love doing so much - serving as knowledgeable risk management advisors to local Durham companies. From commercial property and auto to general liability and more specialized products, let us review the various Nationwide coverage options with you.

    Often, a business owner's policy is the way to go for Durham companies with different types of commercial risk, as this type of policy offers combined coverage and customized solutions. The experts at Horn, Sommer Lee can help develop one of these policies for your company. We can also help you understand what's at stake, regardless of whether you're looking for a targeted risk management product or a policy with multiple layers of coverage.

    Horn, Sommer Lee is ready to protect what you've worked so hard to build and better position your company for future growth. Moreover, we know that companies can't successfully pursue their long-term goals without taking care of their day-to-day operations. The flexible billing options available from Nationwide should help find the right fit with your budget schedule. Call us at (530) 899-0341 to set up your policy or to make an appointment to talk about your coverage in person. Our office is located at 9341 Midway.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Horn, Sommer Lee also offers products in CA. Please call for information on products in those states.