Frequently asked questions
Our Insurance Products
Michael Kennedy Insurance Agency Inc. is your local expert for El Cajon auto insurance and all the Nationwide policy options that go into building a personalized coverage solution. No matter what your driving habits, no matter the number and age of household drivers, there's an auto insurance policy that fits your needs. And it's not just the everyday automobile we can help with. If you have an RV, motorcycle, or boat, our agents can help you understand the unique coverage needs for these vehicles, too.
Have questions about policy types, claim amounts, or liability requirements that apply to CA drivers? Worried about potential gaps in your coverage? Interested in learning more about the Vanishing Deductible® program? Michael Kennedy Insurance Agency Inc. can give you the answers. We'll also make sure you receive all the discounts for which you qualify, and the On Your Side® Review makes sure your policy keeps up with your evolving auto insurance needs.
We recognize that purchasing auto insurance isn't exactly a favorite pastime for any El Cajon driver. By partnering with Nationwide and providing great customer service, Michael Kennedy Insurance Agency Inc. can make things a little easier on you. Call us today at (619) 797-1440, and we'll take the stress out of shopping for 92020 car insurance. You can also schedule an appointment to talk about your coverage in person. Our office is located at 2295 Fletcher Pkwy.
Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at Michael Kennedy Insurance Agency Inc. in El Cajon. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Michael Kennedy Insurance Agency Inc. to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.
Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at (619) 797-1440 or visit Michael Kennedy Insurance Agency Inc. on 2295 Fletcher Pkwy for a detailed consultation on which home insurance is best for you.
Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at Michael Kennedy Insurance Agency Inc. about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Michael Kennedy Insurance Agency Inc. are here to help newlyweds in the El Cajon area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (619) 797-1440 and ask for Michael Kennedy Insurance Agency Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 2295 Fletcher Pkwy,El Cajon,CA,92020. It may be the most important date of your life.
Your business is your pride and joy, and at Michael Kennedy Insurance Agency Inc. we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.
You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.
Michael Kennedy Insurance Agency Inc. is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and Michael Kennedy Insurance Agency Inc. in El Cajon will be happy to go over them with you. Feel free to stop by our 2295 Fletcher Pkwy office any time, or phone us at (619) 797-1440. We look forward to learning about your business and discussing the many ways we can help to protect it.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Michael Kennedy Insurance Agency Inc. also offers products in AZ. Please call for information on products in those states.
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