Arthur J Gallagher Risk Mgmt in El Centro, CA

The Arthur J Gallagher Risk Mgmt in El Centro, California provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  While you might be one of the safest drivers in El Centro, there's no guarantee that you'll never be involved in an accident. Arthur J Gallagher Risk Mgmt is here to make sure you and your passengers are well prepared for any incident waiting for you down the road. To add an extra layer of protection, Arthur J Gallagher Risk Mgmt has made it easy to get the right coverage through a policy backed by Nationwide.
  
  In addition to traditional driving vehicles, we know how to make sure you have the right plan for other vehicles such as RVs, motorcycles, and even ATVs. If it has an engine and tires, there's a good chance we can insure it and give you peace of mind at the same time. Just as there are different driving styles, there are different auto insurance needs. We learn how you drive, where you drive, the safety and security features on your vehicle, and if there are any special coverage options that may need to be added onto your policy.
  
  Ready to drive off into the sunset with true peace of mind? Stop by and see us at 1225 W Main St, or pick up the phone and call us at (760) 352-2611.

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• Home Insurance

  For years, Arthur J Gallagher Risk Mgmt has been helping homeowners safeguard their most valuable possessions. We are a fully licensed Nationwide Insurance agency, and when you allow us to provide you with home insurance, you will be gaining access to some of the best customer service in the country. Nationwide home insurance protects your home in the event of theft, natural disaster, water backup, and other occurrences. Our insurance policies not only have the ability to protect your home and other structures on your property, but they also extend coverage to the items inside of your home that you worked so hard to acquire.
  
  Additionally, if you are interested in personal liability insurance, we are more than confident we can provide you with an option that fits your needs and budget. A personal liability policy may help pay for covered instances in the event someone sustains an injury or causes damage on your property. If you prefer broader, more comprehensive coverage, consider purchasing one of our umbrella policies. An umbrella policy is designed to protect you from claims and lawsuits beyond your standard policy limits, as well as, cover claims that may not be covered under your other liability policies.
  
  Arthur J Gallagher Risk Mgmt has an in-depth understanding of our Nationwide home insurance products and other personal liability policies. Find us in El Centro at 1225 W Main St. Our agents are highly trained and are capable of answering all of your questions about home insurance policies. Call Arthur J Gallagher Risk Mgmt at (760) 352-2611 to explore your insurance options.

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• Life Insurance

  Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
  
  We at Arthur J Gallagher Risk Mgmt proudly work with residents in the El Centro area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
  
  The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
  
  As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call Arthur J Gallagher Risk Mgmt at (760) 352-2611. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 1225 W Main St. We look forward to seeing you.
  
  
  LAW-0246AO (05/18)

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• Business Insurance

  Acting proactively is one key to small-business success. Whether you run a dry cleaner business, florist shop, real estate office, attorneys office, or something else entirely, we at Arthur J Gallagher Risk Mgmt have many excellent insurance solutions to offer you thanks to our working with Nationwide. Nationwide and its agents insure more than 500,000 small businesses all across the United States, and we are committed to providing quality coverage in El Centro that is affordable and meets your needs.
  
  If you are uncertain about where to start with your insurance plan, we offer On Your Side® Reviews to assess your business and to make recommendations to the types of insurance coverage you may need. Another good way to approach the matter is to get a business owners policy, or BOP, specific to your industry type. After that, you can add on options to fit specific situations. For example, such additional coverage options include workers compensation insurance, cyber liability insurance, accounts receivable insurance, and crime insurance. Even two businesses in the same industry may have vastly different insurance needs, so we make many coverage choices available. Business size, finances, and target customer base can often factor into insurance coverage as well.
  
  It is natural to wonder about the amount and type of coverage that is appropriate for your business. Contact our office today to get answers. You can give us a call at (760) 352-2611 or visit us on 1225 W Main St to protect your business as much as possible.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Arthur J Gallagher Risk Mgmt also offers products in AK. Please call for information on products in those states.