Frequently asked questions
Our Insurance Products
What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. American Diversified Insurance Services has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in El Dorado Hills differ, and we recognize that.
Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
Give American Diversified Insurance Services a call today at (916) 985-7500 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 1190 Suncast Ln. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.
Part of protecting your family's financial future is purchasing appropriate insurance for your life situation. For homeowners, coverage for your property is important for your financial security. American Diversified Insurance Services offers several types of home insurance products so you can find the protection you need. We can help you find out which type of home insurance is the best for you.
Just as homes can vary greatly from one another, home insurance policies do as well. You want to obtain coverage that will fully protect you against potential risks, without overpaying for coverage you do not need. The size and type of your home are just some of the factors that can affect which provisions you will want your policy to include. Call (916) 985-7500 or schedule an appointment for a consultation with American Diversified Insurance Services in El Dorado Hills to discuss your customized options.
We at Nationwide want you to feel comfortable and secure with the protection you have. We know that your circumstances are highly individual and we want you to be protected from every angle. You can come into the agency office on 1190 Suncast Ln to speak with highly qualified insurance professionals who will give you the information you need to decide which policy to choose.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at American Diversified Insurance Services are here to help newlyweds in the El Dorado Hills area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call American Diversified Insurance Services at (916) 985-7500. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 1190 Suncast Ln.
American Diversified Insurance Services has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in El Dorado Hills, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in El Dorado Hills, our agents understand commercial property coverage and your business insurance needs.
This understanding, as well as our commitment to superior products and customer service, has led the American Diversified Insurance Services to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
From business interruption to medical stop loss, let the experts at the American Diversified Insurance Services help you search for potential coverage gaps and other customized insurance solutions. Give us a call at (916) 985-7500 to talk about how to manage your risk or to make an appointment with our office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The American Diversified Insurance Services also offers products in CA. Please call for information on products in those states.
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