Frequently asked questions
Our Insurance Products
You know the importance of being a responsible driver who is defensive and aware of your surroundings. Now, it is time to enlist the help of Steve C Luth Insurance Services so we can create an auto insurance policy that is customized to meet the needs of your family. We take our job seriously and are confident we can design a policy that accurately addresses the unique risks your family faces.
When you begin working with Steve C Luth Insurance Services at our El Dorado Hills office location, you will notice that adding drivers to your policy or modifying coverage options is simple, efficient, and understandable. By working together with Nationwide, we provide an On Your Side® Review where we assess changes that need to be made to your policy. We also look for ways to lower the rates you pay and provide you with discounts for which you may qualify such as good student discount or multi-policy discount.
There is no greater time than now to protect your family with the security of a reliable auto insurance policy. You can call us today at (916) 989-9100 to set up an appointment at our office located at 5011 Golden Foothill Pkwy. We look forward to helping you acquire the coverage you need.
Homeowners insurance is a crucial part of owning and protecting a home. That's why the Steve C Luth Insurance Services has worked so diligently to understand the insurance priorities of 95762 homeowners and their residential properties. In fact, the exact location of your home may mean your home's risk profile is slightly different from that of your El Dorado Hills neighbors' right down the street. No matter the specifics, Nationwide has coverage that's right for your El Dorado Hills home, and our agents can help further personalize your homeowner's policy.
How so? Beyond the location, the property itself often has very different kinds of assets that can be protected through home insurance coverage. The structure and dwelling coverage are the backbone of most policies, but Steve C Luth Insurance Services offers plenty of additional coverage options through Nationwide. These options cover things like a detached garage or other buildings, contents and valuables, or even a number of exclusive coverage programs like Better Roof Replacement®. Plus, if the time ever comes when one or more of our homeowners need to return a home to its former glory, the Nationwide On Your Side® Claims Service offers extra peace of mind.
Our office is located at 5011 Golden Foothill Pkwy. But our home insurance expertise extends throughout the greater El Dorado Hills area. Call the Steve C Luth Insurance Services at (916) 989-9100 to get our take on the best way to protect against potential homeowner damages.
If you are thinking about purchasing a life insurance policy in El Dorado Hills, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Steve C Luth Insurance Services, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Steve C Luth Insurance Services and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (916) 989-9100 to speak with one of our team members, or stop by 5011 Golden Foothill Pkwy,El Dorado Hills,CA,95762 to discuss your insurance needs in our office.
No El Dorado Hills business should be left without quality insurance protection. Steve C Luth Insurance Services specializes in providing coverage to local business owners so that their employees, finances, physical grounds, and offices are well-protected. We eliminate any guesswork that may be involved with insurance plans and replace it with confidence and reassurance.
Nationwide is known for its stellar attention to detail when it comes to various insurance protections, which is why we've teamed up with them to bring you a dependable plan for your business and your employees. We aren't satisfied until we've helped you create a quality plan as well as identified each discount to which you're entitled. Steve C Luth Insurance Services knows that equipment can break down, that your business operations can be interrupted, and that your employees may become injured. No matter the situation, your plan should account for it, which is exactly where we come in. Once we've set you up with coverage, we hope you'll keep us up to date on any changes you're making to your business in order that your plan always reflects your most current needs.
Stop by our office located at 5011 Golden Foothill Pkwy when you're ready to learn more about Nationwide insurance. You're also welcome to give us a call at (916) 989-9100.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Steve C Luth Insurance Services also offers products in AZ. Please call for information on products in those states.
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