Frequently asked questions
Our Insurance Products
Whether you're changing vehicles or simply searching for better coverage this policy term, let Arthur Sipma answer all your auto insurance questions. Our agents can ensure your policy meets all applicable CA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Escalon.
Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Escalon drivers Arthur Sipma serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
Our office address is 1700 Main St, but no matter which Escalon zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (209) 838-7609. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
Arthur Sipma knows just how to protect Escalon residences with a home insurance policy. Earned through years of listening to the concerns of other local homeowners, our agents can answer any questions you may have about various coverage programs and policy options.
Even in the most tightly knit Escalon neighborhoods, no two properties and no two households are exactly the same. An aging roof may lead one homeowner to opt for the Better Roof Replacement® program, while a multigenerational household next door has heard about the benefits of Nationwide's Brand New Belongings®. There may also be high-value items, homeowner liability or secondary structures on the property that need the protection of a homeowner's policy. Simply tell one of the experts at Arthur Sipma your individual concerns, and discover how to make coverage choices with speed and confidence.
Along with competitive rates and discounts, the renowned On Your Side® Claims Service will be there for any homeowner who ends up needing more than just peace of mind from their policy coverage.
Call us at (209) 838-7609 to choose a policy or to set up an office appointment. Arthur Sipma is located at 1700 Main St.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Escalon life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Arthur Sipma will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Arthur Sipma at (209) 838-7609 or visit us at 1700 Main St. We will be happy to work with you to make sure your family’s financial security is always protected.
As a business owner, you make scores of decisions every day. Some of those have to do with the insurance you carry. Do you have enough? Have you added more employees or purchased new equipment? Are you covered for computer attacks? In other words, have there been changes that indicate a review is in order? At Arthur Sipma, we have answers for those questions and many more. Because we work with Nationwide, we can provide you with a wealth of insurance solutions customized specifically to the type of company you own.
We believe that the insurance you purchase should fit your business like a glove. The basics include property and liability insurance, but there are many other kinds of protection, and what you need depends on what you own. It's a good idea to take stock, listing assets such as buildings, vehicles, office and manufacturing equipment, inventory kept on the premises, fencing, landscaping, signage – even your satellite dish. This is the kind of information our insurance specialists will use help you design the coverage you need.
At Arthur Sipma, we know that most of your waking hours are consumed by your business: how to run it, how to build it, and how to protect it. When it comes to concerns about insurance coverage, we can help make sense of a subject that sometimes seems overly complex. All you have to do is call (209) 838-7609 or stop by our Escalon office on 1700 Main St. You'll get prompt answers to the questions you have about protecting your business and, better yet, solutions to put your mind at ease.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Arthur Sipma also offers products in CA. Please call for information on products in those states.
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