Our Insurance Products
After devoting a great deal of time and energy to choosing your vehicle, make sure to get the right protection when insuring your vehicle. Hjm Insurance Services Inc. specializes in making it easy for Escondido drivers to protect one of their largest investments with insurance, which is why we're working with Nationwide to give each of our members true peace of mind when they're behind the wheel and even when they're not.
Even if this isn't your first time getting insurance, the number of options you have to choose from can be overwhelming. At Hjm Insurance Services Inc., we not only provide you with the basic types of auto insurance that nearly every driver needs, but we go the extra mile to make sure you have the exact level of liability, personal injury protection, comprehensive, collision, and under/uninsured motorist coverage you require. This way, you aren't paying for more protection than you truly need. We can also work with you to assess whether additional drivers or a family member should be added to your insurance protection in order that everyone benefits from an airtight plan. Once you have your plan in place, we hope you'll sit down with us to discuss any major changes that have taken place in your life, such as moving, driving more or less, adding new features to your insured vehicle, or changing jobs. All of these factors can have an impact on your protection, and we always want to make sure that protection is up-to-date.
Once you're ready to discuss your auto insurance needs with an agent and agency who care, we hope you'll give us a call at (760) 546-2546. You're also more than welcome to visit us at 500 La Terraza Blvd.
No matter which Charlotte neighborhood you live in, home insurance isn't a luxury. It's an essential measure of financial protection against many different coverable losses. Let the Hjm Insurance Services Inc. quickly and clearly explain the different types of coverage you need for your property and belongings. We take great pride in finding personalized policy solutions for our Escondido homeowners.
Have a bunch of older belongings that would be difficult to afford to replace? You'll be interested in Nationwide's Brand New Belongings® program. Are there several high-value items in your home? We'll talk about Valuables Plus® coverage. Do you host a lot of parties, or do you have a swimming pool in the backyard? The most important financial protection in your Escondido homeowner's policy may very well be liability coverage.
This catalog of personalized coverage programs is impressive, but it's not the only reason the Hjm Insurance Services Inc. partners with Nationwide. Give us a call at (760) 546-2546. We can talk about available policy discounts, the no-hassle treatment you can expect from the On Your Side® Claims Service, and all the advantages that come with a Nationwide home insurance policy. You can also schedule an appointment with our office. We're located at 500 La Terraza Blvd.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Escondido life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Hjm Insurance Services Inc. will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (760) 546-2546 and ask for Hjm Insurance Services Inc. or visit us at 500 La Terraza Blvd,Escondido,CA,92025. We will be happy to work with you to make sure your family’s financial security is always protected.
Along with versatile coverage options from Nationwide, Nationwide Insurance: Hjm Insurance Services Inc. has the expertise to customize a business insurance solution for any Escondido company. Whether it's a golf course, medical clinic, food vendor or B2B contractor, learn how to better manage your risk with one of our expert business insurance agents.
First and foremost, it's crucial that any coverage gaps are identified and eliminated. From liability insurance to worker's compensation and other coverage programs, know that your customers, employees, and business are taken care of should a covered event occur. From there, Nationwide Insurance: Hjm Insurance Services Inc. will help structure a policy around your business needs. Many Escondido owners find that a business owner's policy makes the most sense for their company, but standalone insurance coverage for liability, property assets, or commercial auto is also available.
Call Nationwide Insurance: Hjm Insurance Services Inc. at (760) 546-2546. Let's talk about your new policy and the future of your company. We can also schedule an appointment to talk in person. Our office is located at 500 La Terraza Blvd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Hjm Insurance Services Inc. also offers products in AZ. Please call for information on products in those states.
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