Frequently asked questions
Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with George Gabriel Munoz Agency. We work with Nationwide to bring you excellent service and coverage in Folsom.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give George Gabriel Munoz Agency or another experienced agent a call today at (916) 817-6250. Drivers can discuss options over the phone or in person at 302 S Lexington Dr.
The George Gabriel Munoz Agency has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Folsom neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let one of our knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
George Gabriel Munoz Agency has partnered with Nationwide to deliver superior home insurance solutions to Folsom homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the George Gabriel Munoz Agency, and we'll be your no-nonsense guide to Folsom home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 302 S Lexington Dr.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at George Gabriel Munoz Agency are here to help newlyweds in the Folsom area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call George Gabriel Munoz Agency at (916) 817-6250. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 302 S Lexington Dr.
Whether you have already opened a small business or are considering doing so, business insurance is probably at the front of your mind. Having the proper types of insurance and the right amount of coverage is essential in order to protect yourself, your employees, your customers or clients, and your assets. Deciding what you need does not have to be overwhelming.
George Gabriel Munoz Agency works with Nationwide to help people determine which type of insurance coverage will best fit their needs. We sit with you to discuss basic policies such as general liability and property damage insurance, as well as educate you on more in-depth policies such as professional liability coverage, employment practices liability coverage, and umbrella policies. We discuss the type of business you operate, how much you spend per year, how much profit you make, and how many people you employ. We also let you know if there are any vital local, state, or federal laws that require you to carry special policies.
Once you have decided what you need, we come up with a coverage quote that best meets your needs and budget. We even meet with you once per year to discuss any changes in your business and determine if your policy is still meeting your needs. George Gabriel Munoz Agency is proud to work in conjunction with Nationwide. Schedule a consultation by calling (916) 817-6250 or stopping into our offices on 302 S Lexington Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The George Gabriel Munoz Agency also offers products in CA. Please call for information on products in those states.
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