Lotus Insurance Services Inc. in Fountain Valley, CA

The Lotus Insurance Services Inc. in Fountain Valley, California provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Understanding your insurance coverage should never involve having to learn a new language. That's why Lotus Insurance Services Inc. is proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Fountain Valley.
  
  This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
  
  Get the coverage you need in language that makes it easy to understand. Call (714) 968-0066 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 11770 Warner Ave.

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• Home Insurance

  If you have recently purchased a new home after owning another for many years, you may need to review your home insurance needs. Our agents at Lotus Insurance Services Inc. are here to help you discover new lines of coverage relevant to your needs. Your homeowners policy is going to be with you as long as you own your home, so make sure it is going to work hard to protect the things that matter most to you.
  
  Home insurance policies are not one-size-fits-all. In fact, the wide variety of property types and many different features found inside homes require a different approach. In order to give our valued customers more personalized insurance solutions, we have chosen to team up with Nationwide, a leading provider of home policies and other insurance products. This allows us to offer more tailored policies that more closely address the particular needs facing your property and family.
  
  An insurance policy personalized to your needs gives you better value in the long run and grants improved peace of mind. Speaking with Lotus Insurance Services Inc. is one of the best ways of making sure that your coverage is doing all the work that you need it to. If you have questions or concerns about your coverage needs, call Lotus Insurance Services Inc. at (714) 968-0066 or visit our office at 11770 Warner Ave.

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• Life Insurance

  If you are thinking about purchasing a life insurance policy in Fountain Valley, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
  
  At Lotus Insurance Services Inc., we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
  
  You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Lotus Insurance Services Inc. is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
  
  Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (714) 968-0066 to speak with one of our team members, or stop by 11770 Warner Ave to discuss your insurance needs in our office.
  
  
  LAW-0241AO (05/18)

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• Business Insurance

  Finding safety and security as a small business owner is important, and part of reaching a secure and sustainable cycle of operations is knowing how to manage your risks. That is why Lotus Insurance Services Inc. works with Nationwide. With their flexible coverage options and our agents' expertise, finding the right insurance package for any company is a matter of time, research, and the planning necessary to insulate you against common challenges and risks for businesses in your industry.
  
  Lotus Insurance Services Inc. uses an On Your Side® Review to go over the possible points of exposure your company regularly encounters. Since each business and industry is unique, evaluating your exact operations, number of employees, and operating locations both inside and outside of Fountain Valley are all important steps toward understanding what coverage options will benefit your company the most. With coverage options for liability, property, equipment, and assets, plans are designed to meet your needs at each stage of your company's growth.
  
  To find out about the best combination of basic coverages and extended options like accounts receivable coverage, get in touch with Lotus Insurance Services Inc. at (714) 968-0066. They will answer your questions or set an appointment for in-person consultations at 11770 Warner Ave. It is even possible to complete your review and buy a policy on the phone, so call today to get the process of finding your best coverage started.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Lotus Insurance Services Inc. also offers products in CA. Please call for information on products in those states.