Frequently asked questions
Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Jerry Baird Agency Inc.. We work with Nationwide to bring you excellent service and coverage in Fresno.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Jerry Baird Agency Inc. or another experienced agent a call today at (559) 448-8030. Drivers can discuss options over the phone or in person at 3275 W Figarden Dr.
Drafting plans for your new home? Don't forget to swing by Jerry Baird Agency Inc. to see Jerry Baird Agency Inc. while you're out picking the perfect bathroom cabinets and looking over color swatches. It's never too early to start protecting your home, and we want to help you do just that with the help of Nationwide Insurance. After all, insurance is all about being proactive, so you might as well take the same approach when it comes to protecting what's likely one of your largest investments.
You won't be doing yourself or your home any favors by settling for a basic protection. With basic insurance protection, you may not be getting the quality protection you need. For instance, where you live in Fresno determines your premiums and the specifics of your plan, and your home's security measures are another determining factor. We'll go over your property and your plan with precision to make sure we've taken everything into account before we finalize your insurance. Once that plan is in place, we encourage you to keep us updated on any renovations or other changes you make to your home, as they may warrant a tweak to your protection.
Don't wait until an unfortunate incident to learn that you may be underinsured. We'll see to it that you choose a plan to meet your needs and put your mind at ease. Visit our office at 3275 W Figarden Dr. We'd also love to hear from you via telephone at (559) 448-8030.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Fresno, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Jerry Baird Agency Inc. and Jerry Baird Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (559) 448-8030 for an appointment with an agent. Feel free to stop by 3275 W Figarden Dr,Fresno,CA,93711 to discuss Nationwide coverage options in person.
No professional organization or company should go without an insurance package that meets their needs for risk management. Whether your business is established and operating already or you are a small start-up just getting organized, having the right protection means being secure about your choices when your company acts on opportunities. Jerry Baird Agency Inc. understands this, which is why our business insurance solutions are customized to your industry, business size, and factors local to Fresno.
Jerry Baird Agency Inc. can discuss a business owner's policy with you to get you started. The business owner's policy is the closest thing to a comprehensive plan there is when it comes to business insurance, and it covers most of what most companies need. From there, an On Your Side® Review can help to assess any additional coverage options or policies that would help round out your company's risk management. These may include provisions like cyber liability, accounts receivable insurance, and equipment breakdown coverage.
Finding the right coverage for your company is important, but that doesn't mean you need to know everything there is to know about insurance coverage to be secure. That's what our agents are here for and why Jerry Baird Agency Inc. works with Nationwide. This combination of expertise and access to the customizable coverage makes certain that our agents are ready to advise you about your business insurance needs. Call (559) 448-8030 today to get answers to your questions or buy policies over the phone. You can also set an appointment for a consultation at our offices, located at 3275 W Figarden Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Jerry Baird Agency Inc. also offers products in AL. Please call for information on products in those states.
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