Frequently asked questions
Our Insurance Products
In a world that is filled with uncertainties, driving your vehicle without the right level of coverage can be life-altering. In order for you to overcome situations that result in your vehicle being compromised, you need the assistance of an insurer that has its members best interests in mind. With Nationwide, it is possible for you to regain control of your life and move forward with as little financial inconvenience as possible, because we work with you up front to understand your needs.
At Perrine & Whitaker Inc. in Fresno, we know that the best way to serve you is to provide you with a wide range of coverage options from an insurer that has an excellent reputation for protecting its members. With a track record that exemplifies excellence, Nationwide is an insurer you know you can depend on to get you through the tough times when all else fails.
Part of preparing for the future is preparing for the unexpected. Make sure you, your loved ones, and your vehicles are fully protected. You should have a good policy that provides you with protection that is customized to your needs and circumstances. If you are ready to upgrade your insurance and enhance your relationship with an insurer that genuinely cares, contact Perrine & Whitaker Inc. at (559) 244-6644. You can also stop by our local office at 1109 E Champlain Dr to learn more about what we have to offer.
Congratulations on becoming a proud Fresno homeowner! With all of the energy and resources you spent searching for and bidding on your home, Perrine & Whitaker Inc. knows the last thing you want to do is spend hours finding a viable insurance plan to protect your investment. With our help, along with the knowledgeable folks at Nationwide, safeguarding your home and all of your belongings can be a smooth process.
Insurance is one of life's many little necessities, and a requirement in some cases, but it's best that you take your insurance needs seriously, because we certainly do. Our goal is to provide you with all of the information you need to be sure that your home is protected if something unexpected occurs. Perrine & Whitaker Inc. can talk you through determining the value of your belongings which can help you avoid underinsuring yourself. We also make sure your customized plan is explained to help you understand which risks are and are not covered by your plan, and you'll be well-educated on how your deductibles work. When members come to us, we want them to leave feeling as if they know more about insurance than we do.
If your home is currently in construction, or even if you're just thinking about buying a home, we'd love to have the opportunity to chat with you about your options and any discounts for which you may qualify. Whenever you're ready, pick up the phone and dial us up at (559) 244-6644 or visit us at 1109 E Champlain Dr.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Fresno, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Perrine & Whitaker Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (559) 244-6644 for an appointment with an agent. Feel free to stop by 1109 E Champlain Dr to discuss Nationwide coverage options in person.
Finding peace of mind as a small business owner means being prepared for challenges your company might face as it grows. A good way to do that is by having a broad risk management plan and updating it after each new growth phase adds to the complexity of your operations. The Perrine & Whitaker Inc. works with Nationwide to make this easier by providing the kind of robust and customizable insurance that has already serviced over 500,000 small businesses.
To get the process started, Perrine & Whitaker Inc. may recommend purchasing a business owner's policy. This provides basic coverage along a variety of lines and represents the closest thing that business insurance has to a comprehensive policy. From there, agents conduct an On Your Side® Review to find specific areas where your company could use a little more coverage, and these vary quite a bit from business to business. Examples include insurance on your receivables, on equipment and other specific high-value assets, product liability, and basic property insurances.
Finding the right coverage for a small business in Fresno is a process, but it is a process that Perrine & Whitaker Inc. has the experience to guide you through. That way, you have the security you need to take advantage of every new business opportunity. To get things started, call (559) 244-6644 for a phone consultation or to set an appointment for a meeting at our offices located on 1109 E Champlain Dr.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Perrine & Whitaker Inc. also offers products in AZ, CA, MT, NV, OR, TX, UT, WA. Please call for information on products in those states.
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