Frequently asked questions
Our Insurance Products
If you've recently bought a brand new or new-to-you vehicle in Fresno, you'll want an all-encompassing auto insurance plan that protects your new investment. David McKinley specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
David McKinley gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (559) 433-7283 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 5629 N Figarden Dr.
David McKinley has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. David McKinley can answer any questions you have about protecting you and your family's most treasured possessions.
The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Fresno, everything from zoning to weather can affect your coverage. Since David McKinley is local to Fresno, our agents are knowledgeable of any local factors that may impact your coverage.
Picking home insurance is a very manageable process when you have the right partner by your side. Give David McKinley a call today at (559) 433-7283 and find out how to get started. You can also come visit us in person at 5629 N Figarden Dr. We look forward to meeting you.
Getting married, purchasing a new home, or starting a family are all exciting experiences. However, these life events often mean bigger financial obligations. Your increased financial obligations can be a good impetus to taking the necessary step to assure your family’s financial security. Your home is a place of security and pride; be sure to protect your standard of living.
We at David McKinley proudly work with residents in the Fresno area. We want to make sure you have the type and amount of coverage you need so that you and your family are prepared for any eventuality. We will explain in understandable language term versus permanent insurance and we will discuss the types of life insurance that can best fit your needs.
The amount of coverage your family needs is largely determined by factors such as age, income, debt, number of dependents, long-term educational needs, monthly expenses, long-term goals and desired length of coverage. We will explain in easily-understandable terms whole life insurance and universal life insurance and why you may want permanent insurance.
As you enjoy the now, don’t forget to protect your family’s future. Life insurance gives you the peace of mind that comes with preparing for life’s uncertainties. Call David McKinley at (559) 433-7283. We can assess your coverage needs and answer all your questions. If you are in the neighborhood, stop by any time. We are located at 5629 N Figarden Dr. We look forward to seeing you.
Managing the daily operations of a business can be challenging, especially since you may wear more than one hat throughout the day. At David McKinley in Fresno, we offer a variety of insurance solutions to help keep your business safe and secure, which leaves you with one less thing to worry about. We understand that every business has its own needs which is why we offer customizable coverage that fits your situation the best way possible. Whether it is a one-man shop or you have a number of employees, we can create a policy for you.
If you are unsure about what types of coverage you may need, we are here to help. David McKinley will ask the right questions to determine what your company's needs are and make sure that you are properly protected against the unexpected. You may need business auto coverage, umbrella coverage, business interruption, or equipment breakdown insurance. You can also combine liability, property, and crime coverage into one convenient package if that works best for you.
As part of our service to you, we will review your policy coverage so that you understand exactly what is covered, what your deductibles are, and what your limits are so that there are no surprises down the line. We will also perform periodic reviews and make changes as necessary, as your business grows. We know your time is valuable, which is why we make it easy to sign up for a policy. You can visit our office at 5629 N Figarden Dr or give us a call at (559) 433-7283.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The David McKinley also offers products in CA. Please call for information on products in those states.
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