Frequently asked questions
Our Insurance Products
There's nothing quite like taking an easy drive in Goleta as a way to relax and unwind, but a sudden auto accident can change that. Rest assured you'll have the right coverage by allowing Nationwide and Holmes & Holmes Insurance Agency to take care of your auto insurance needs. Together, we work to remain up-to-date on your life with an On Your Side Review so that you're prepared for the unexpected.
To help get things back to normal as quickly as possible, we take action well before an accident so that the resulting fallout won't cause you more headache. Our goal is to make sure your motorcycle, car, truck, RV, ATV, or van is restored to its former glory as soon as possible should you ever be involved in an accident. Holmes & Holmes Insurance Agency will also make sure you reap the benefits of having an exemplary protection plan.
Don't wait for disaster to strike before you take action to protect yourself, your vehicle, your passengers, and others on the road. We provide expertise and personalization to your life so that we can make sure you have the right coverage. Give us a call at (805) 681-0505 to discuss your options for a plan that meets your individual needs. We'd also be happy to see you in person at our location at 299 N Fairview Ave.
Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Holmes & Holmes Insurance Agency in Goleta to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Goleta is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
There are several other options, and Holmes & Holmes Insurance Agency with Holmes & Holmes Insurance Agency proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (805) 681-0505. You can also stop by our office at 299 N Fairview Ave to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Holmes & Holmes Insurance Agency are here to help people like you in the Goleta area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (805) 681-0505 and ask for Holmes & Holmes Insurance Agency. We are located at 299 N Fairview Ave,Goleta,CA,93117 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Holmes & Holmes Insurance Agency in Goleta offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Holmes & Holmes Insurance Agency will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 299 N Fairview Ave, or you can speak with us over the phone at (805) 681-0505.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Holmes & Holmes Insurance Agency also offers products in AZ. Please call for information on products in those states.
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