Frequently asked questions
Our Insurance Products
Auto insurance is not one-size-fits-all. For some Lafayette residents, it's all about state-minimums and low-as-they-go policy premiums. For others, it's about finding the right claim limits to safeguard your family's financial health. For some, the biggest question isn't even about insuring the everyday vehicle, but what sort of auto coverage is needed for their motorcycle, RV, or other specialty vehicle. With the knowledgeable and responsive experts at the Stanley E Smith Insurance Agency, we know how to customize a policy so that it meets the needs and priorities of your Lafayette household.
As much as we know about auto insurance, it wouldn't be enough without the products and programs available through Nationwide. Along with standard auto coverage options, we're proud to offer our Lafayette customers more personalized policies. There are exclusive programs like Vanishing Deductible® and a bunch of discounts you may qualify for. Plus, if the day ever comes when you need to use it, Nationwide offers the renowned On Your Side® Claims Service and AutoWatch® so you can monitor your vehicle's repair work.
Let the Stanley E Smith Insurance Agency take the stress out of buying auto insurance in Lafayette. Give us a call at (925) 283-6161 to talk about your coverage or to make an appointment with our office during business hours. We're located at 3540 Wilkinson Ln.
Stanley E Smith Insurance Agency has teamed up with Nationwide to help you find the right home insurance package for your needs. This includes evaluating both your home and any belongings important to you. With our Valuables Plus® coverage, you can protect expensive items such as works of art, antiques, or jewelry; and replacements are easier than ever with our Brand New Belongings® coverage. Stanley E Smith Insurance Agency can answer any questions you have about protecting you and your family's most treasured possessions.
The state of your home also comes in to play when determining what kind of home coverage is best for you. Any detached home additions are also important to evaluating your coverage needs, such as a pool or storage shed. Location also plays an important role in choosing the right home insurance. In Lafayette, everything from zoning to weather can affect your coverage. Since Stanley E Smith Insurance Agency is local to Lafayette, our agents are knowledgeable of any local factors that may impact your coverage.
Picking home insurance is a very manageable process when you have the right partner by your side. Give Stanley E Smith Insurance Agency or any of our other agents a call today at (925) 283-6161 and find out how to get started. You can also come visit us in person at 3540 Wilkinson Ln. We look forward to meeting you.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Lafayette life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Stanley E Smith Insurance Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call (925) 283-6161 and ask for Stanley E Smith Insurance Agency or visit us at 3540 Wilkinson Ln,Lafayette,CA,94549. We will be happy to work with you to make sure your family’s financial security is always protected.
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Stanley E Smith Insurance Agency in Lafayette can help you find the right one. Stop by your local Nationwide agency on 3540 Wilkinson Ln, or call (925) 283-6161 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Stanley E Smith Insurance Agency also offers products in CA. Please call for information on products in those states.
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