Frequently asked questions
Our Insurance Products
If you've recently bought a brand new or new-to-you vehicle in Laguna Beach, you'll want an all-encompassing auto insurance plan that protects your new investment. Metro Coast Insurance Services LLC specializes in supplying local drivers with personalized auto coverage that gives you peace of mind. Let us give you the confidence that comes with knowing you and your vehicle are in the very best of care.
Metro Coast Insurance Services LLC gets to know you and your driving habits before recommending a superior protection plan backed by Nationwide. The features of your vehicle, how often you drive, where you park your vehicle at night, and your driving record, among other factors, all influence your premium. We take each of those factors into consideration before recommending a plan that fits your needs. If you do have to file a claim, we'll make sure the process is quick and simple so that you can have your vehicle repaired as quickly as possible and get back to enjoying the open road. For those times when repairs will take several days, we recommend that you opt for rental reimbursement coverage so that you don't spend more than necessary to maintain your regular driving habits.
Even if you haven't yet bought your vehicle, it's never too early to start thinking about auto coverage or the right company to provide you with that coverage. Whenever you're ready, call (949) 238-6399 to speak with an agency representative to discuss your coverage needs. You can also stop by and see us at 1278 Glenneyre St.
Metro Coast Insurance Services LLC can help you shop for one of the most important products you'll ever buy - the home insurance policy that will protect your home assets. Learn from our Laguna Beach agents what types of damages to include in your coverage and what claim amounts make sense for your property. For as tightly knit as Laguna Beach neighborhoods are, no two households are exactly the same, even within 92651.
For this reason, Nationwide offers a number of different home insurance products for more personalized coverage. Dwelling coverage, for example, offers financial protection for floor coverings and built-in appliances. Contents coverage includes assets like furniture, clothing, and a few other essential belongings. Valuables Plus® covers specific types of high-value items that you may keep in your Laguna Beach home. Or you can even take advantage of Nationwide's exclusive Brand New Belongings® program.
Best of all, there's no reason to feel overwhelmed by any of these decisions. Let Metro Coast Insurance Services LLC walk you through the options and clearly explain your policy choices. Simply give us a call at (949) 238-6399. Or, if you're in the 92651 area during office hours, swing by our Laguna Beach location at 1278 Glenneyre St, and we can discuss your home insurance options in person.
If you are thinking about purchasing a life insurance policy in Laguna Beach, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Metro Coast Insurance Services LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Metro Coast Insurance Services LLC is available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (949) 238-6399 to speak with one of our team members, or stop by 1278 Glenneyre St to discuss your insurance needs in our office.
If you need an insurance policy that will provide coverage to your small business, you aren't alone. That is why business owners across the country turn to Nationwide to help them with their insurance needs. Small business owners are unique individuals, so a one-size-fits-all policy may or may not provide the coverage you are looking for. Nationwide agents can educate you about our products and help you customize a well-suited insurance package for you and your business. With us at your service, there is no need to put up with policies that don't serve you any longer.
Property and liability insurance can both be necessary to keep your business safe. Property insurance can protect your physical location from damages caused by natural disasters, theft, and other misfortunes, and liability protects you from lawsuits filed by injured customers or third parties [note: liability does not protect against employee injuries]. There is no need to purchase each of these policies separately since Nationwide offers business owners policies (BOPs) to many types of qualifying businesses. These policies provide all of the aforementioned coverage and more if you choose to add on to your package.
In addition to the coverage mentioned above, Nationwide also offers cyber liability, crime, accounts receivable, and income loss coverage due to an interruption. If you are interested in our products, Metro Coast Insurance Services LLC in Laguna Beach can help you find the right one. Stop by your local Nationwide agency on 1278 Glenneyre St, or call (949) 238-6399 to learn more.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Metro Coast Insurance Services LLC also offers products in AZ. Please call for information on products in those states.
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