Frequently asked questions
Our Insurance Products
Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Premier Group Insurance Inc. is here to help. At Premier Group Insurance Inc., we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.
With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Laguna Niguel, know that we will always be there when you need us.
Come in today and talk to an agent at Premier Group Insurance Inc.. You can visit us at 16 Elswick Ct or call in advance at to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.
Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Premier Group Insurance Inc. in Laguna Niguel has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Premier Group Insurance Inc. will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
Contact Premier Group Insurance Inc. to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 16 Elswick Ct. You can also give us a call at to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Premier Group Insurance Inc. in Laguna Niguel. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Premier Group Insurance Inc. located at 16 Elswick Ct or call us at .
Premier Group Insurance Inc. has the risk management expertise you need to protect your business and position it for future growth. Just like the coverage available from Nationwide, this expertise extends into each of the local industries in Laguna Niguel, including retail and restaurants, wholesalers and professional contractors, as well as several niche markets. Whether your business is just around the corner from our office, or is located somewhere else in Laguna Niguel, our agents understand commercial property coverage and your business insurance needs.
This understanding, as well as our commitment to superior products and customer service, has led the Premier Group Insurance Inc. to partner with Nationwide. It starts with the value of their policy coverage and the level of service delivered by the On Your Side® Claims Service. Plus, our business clients can choose from flexible billing options and specialized insurance programs, like GrouProtector℠ accident medical insurance.
From business interruption to medical stop loss, let the experts at the Premier Group Insurance Inc. help you search for potential coverage gaps and other customized insurance solutions. Give us a call at to talk about how to manage your risk or to make an appointment with our office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Premier Group Insurance Inc. also offers products in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.
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