Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Gayaldo Insurance Agency focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Gayaldo Insurance Agency to fit any driver's needs in Lakeport.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Gayaldo Insurance Agency understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Gayaldo Insurance Agency about other discounts you might qualify for, give our offices a call at (707) 263-5639. We are also able to make appointments for face to face consultations at our office located at 65 Soda Bay Rd. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
Modern home insurance coverage is not one-size-fits-all, but is instead based on the unique aspects of your home and living in Lakeport. Some physical components to consider when covering your home are detached additions, like pools and sheds.
Another aspect of home insurance is covering the belongings on the inside, the ones that are most valuable or the most important to you. For expensive works of art, antiques or jewelry, there is our Valuables Plus® coverage. If the unforeseen does happen, you can be covered with our Brand New Belongings® program which aids in the repair or replacement of your covered belongings. Whether you're covering priceless memories or expensive boutique items, Gayaldo Insurance Agency and all our other local agents want to make sure you get the best coverage possible.
The sheer number of coverage options and discounts can seem overwhelming, but not when you have Gayaldo Insurance Agency to explain every step along the way. We're located at 65 Soda Bay Rd, but you can also call us at (707) 263-5639 to schedule an appointment or just ask questions.
If you have children, a spouse or anyone in your life who depends upon you financially, you need life insurance. The same holds true if you depend upon someone else financially. Life is unpredictable but it is within your power to minimize or even eliminate the financial impact of unexpected life events.
We at Gayaldo Insurance Agency are here to help people like you in the Lakeport area. We are here to answer your questions and make life insurance understandable. We will explain term versus permanent insurance and we will outline the types of life insurance that may be best for you.
When determining the amount of coverage you need, you should consider both your present and future circumstances. What are your current financial needs and what do you expect to be the future financial needs for your family?
You should factor in your current age, income and debts and the likely financial impact of lost income. You should also consider final expenses as well as future educational needs for your children and even for yourself or your spouse. If you are a one-income household, you should be sure to purchase a policy that will cover that income in its entirety if lost.
Life gets hectic; make sure you are not too busy to take care of yourself and your family. Call us now at (707) 263-5639 and ask for Gayaldo Insurance Agency. We are located at 65 Soda Bay Rd,Lakeport,CA,95453 and you are welcome to stop in any time. Let us help you find the right policy to assure your family’s financial security.
Even if you're opening a new business and money is tight, having some type of business insurance is crucial. Gayaldo Insurance Agency in Lakeport offers a variety of protective solutions such as property insurance, general liability, and commercial auto. While a basic plan may cover you for awhile, we will review your business needs on a regular basis and make recommendations as you expand and add on employees. Some supplemental options that you may be interested in as your company grows include workers compensation, cyber liability, business income coverage in case of an interruption, accounts receivable, equipment breakdown, and protection against theft, forgery, and fraud.
We pride ourselves in offering customizable policies to fit every business's needs, which is why we will ask you a number of different questions. Gayaldo Insurance Agency will discuss the location of your business, how you operate your company, if you have any employees, the stability of your business, and what you expect for future revenues. Depending on your particular situation, you may also be asked about contractual agreements, specific employee information, prior loss details, and building details. Our goal is to make sure you are properly protected against loss without adding a financial strain to your bottom line.
Insurance lingo can be a bit confusing, so we will always go over your policy and make sure that you understand what everything means and exactly what is covered if you need to file a claim. You can make an appointment in our office, which is located at 65 Soda Bay Rd, or you can speak with us over the phone at (707) 263-5639.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Gayaldo Insurance Agency also offers products in CA. Please call for information on products in those states.
Nationwide mobile app
- Pay your bill
- View insurance cards without logging in
- View your policies
- Start an auto claim