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James W Laroe Insurance Agency Inc. in Lodi, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The James W Laroe Insurance Agency Inc. in Lodi, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    James W Laroe Insurance Agency Inc. has been helping Lodi drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to James W Laroe Insurance Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Lodi area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    James W Laroe Insurance Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Lodi auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (209) 339-4214. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. James W Laroe Insurance Agency Inc. is located at 212 W Pine St.

  • Home Insurance

    Need help understanding what's required by your home lender? Or how you can best protect your home's property value including the dwelling, other property structures, and the belongings inside the home? Let James W Laroe Insurance Agency Inc. make sure you don't miss that crucial detail about your homeowner's policy. Along with their general expertise of Lodi home insurance, our agents will listen carefully to your questions and concerns. From there, it's a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.

    Everything from the age of the home to the age of the homeowner can mean new ways to save on your Lodi home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belongings® and Better Roof Replacement®>. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

    You probably didn't build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let James W Laroe Insurance Agency Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don't want to stay in the dark. Give us a call at (209) 339-4214 to discuss your policy. Or schedule an appointment with our office at 212 W Pine St to talk about your concerns in person with James W Laroe Insurance Agency Inc. and our staff today.

  • Life Insurance

    At James W Laroe Insurance Agency Inc., we want to make customers aware of how easy and affordable life insurance is. We know many people in Lodi think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.

    Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.

    There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.

    By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.

    To better understand coverage options, we encourage you to contact James W Laroe Insurance Agency Inc. at (209) 339-4214 to arrange a time to meet in office at 212 W Pine St,Lodi,CA,95240 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.


    LAW-0244AO (05/18)

  • Business Insurance

    Maybe you're looking for targeted business coverage or maybe you're looking for wide-ranging policy protections as part of a new business continuity plan. Either way, Nationwide Insurance: James W Laroe Insurance Agency Inc. can help you protect past gains, while also positioning your company for future growth.

    Through Nationwide, our agents offer business insurance for Lodi companies that operate in a wide range of industries from food and beverage to building management to professional contractors. Product offerings include liability, property, and commercial auto insurance. For some companies, it's also crucial to get operating loss coverage to ensure money is coming in even if something forces their business to close shop for a time. Likewise, flexible billing options help you meet premium obligations regardless of how your company's budget is structured.

    It sounds complicated, but it doesn't have to be. In fact, to combine several products in a single policy, have one of the risk management experts at Nationwide Insurance: James W Laroe Insurance Agency Inc. help you build a business owner's policy with coverage that's personalized for your company. Call us at (209) 339-4214 to discuss your Lodi business insurance or to set up an appointment at the office located at 212 W Pine St.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The James W Laroe Insurance Agency Inc. also offers products in CA. Please call for information on products in those states.