Frequently asked questions
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why Ejms Services LLC focuses on explaining auto insurance coverage in a common sense way that members in Los Gatos appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. Ejms Services LLC works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (408) 402-0400, and agents are happy to take set appointments for in-person consultations at our office located at 451 Los Gatos Blvd.
Let Ejms Services LLC explain the policy choices needed to personalize a policy solution for any Los Gatos household. Our agents are ready to go through and explain the details of various coverage options. Los Gatos homeowners can quickly and clearly understand what's at stake when making their policy choices with Ejms Services LLC.
More than just the versatile products, Ejms Services LLC knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 95032 home near our local office or a residential property throughout the city, the experts at Ejms Services LLC understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to one of our other friendly, knowledgeable agents by calling (408) 402-0400. For those who wish to discuss their coverage in person, our office is located at 451 Los Gatos Blvd.
At Ejms Services LLC, we want to make customers aware of how easy and affordable life insurance is. We know many people in Los Gatos think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Ejms Services LLC at (408) 402-0400 to arrange a time to meet in office at 451 Los Gatos Blvd to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
When it comes to owning and operating your own business, few choices may seem clear or simple. Ejms Services LLC can help change that – at least as far as insurance is concerned. Our agency works with Nationwide to provide improved insurance solutions to people in the Los Gatos area looking for a great business policy. For years, Nationwide has led the way in outstanding customer service, rapid claims response, and much more. Nationwide allows us to offer personalized business insurance policies. These solutions are personalized to address the unique spectrum of concerns affecting your organization. This is a great way to effectively manage the risks associated with doing business in your industry.
Risk is an inescapable part of doing business, but it can be managed through strategic choices. Choosing to get an insurance policy from a company with a proven track record is a good way to be sure that support is going to be there when you need it. Nationwide excels in service and support, so our valued customers are never left without the information they require. At Ejms Services LLC, we believe that insurance companies should be responsive to the concerns of customers, so we strive to deliver beyond expectations.
Obtaining insurance through a company that knows and understands the particular concerns affecting business owners is a wise choice. Nationwide has distinguished itself as a leader in policy provision and our team looks forward to helping you access the coverage solutions you really want. To discover what improved insurance coverage could do for you, please call (408) 402-0400 or visit our 451 Los Gatos Blvd office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
- NationwidePrivate Client
Ejms Services LLC is dedicated to meeting the specialized insurance needs of successful individuals and families. With offices located in Los Gatos, we provide the following product offerings
• Homeowners – Provides comprehensive, customizable policies for homeowners to protect your home, family and lifestyle.
• Auto – Offers benefits beyond mass-market insurance policies to ensure your autos are well protected.
• Excess Liability – Protects you and your hard-earned assets against the potential risk of a lawsuit, so you can be confident about your financial future.
• Personal Collections – Helps ensure your most cherished possessions get the coverage they deserve.
Through Ejms Services LLC’s committed partnership with Nationwide Private Client, we provide specialized claims service and loss prevention support tailored to your individual needs.
• Claims service – We will be there for our clients when they need us most. Working exclusively in the affluent market, Nationwide Private Client’s claims professionals are trained problem-solvers who understand the value of providing specialized service, ensuring claims are handled with the utmost care from start to finish.
• Risk Solutions program – Nationwide Private Client’s Risk Solutions program provides innovative insurance services and loss management support to better protect your home and assets, including home safety and catastrophe recommendations, evaluation of the replacement cost of your home based on unique features, and access to a strong network of vendors to support your needs.
The Ejms Services LLC also offers products in AR. Please call for information on products in those states.
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