Frequently asked questions
Our Insurance Products
Understanding the coverage you buy is important, but the language of underwriting can be a little difficult for those who are new to it. That's why T W F G General Agency LLC focuses on explaining auto insurance coverage in a common sense way that members in Milpitas appreciate. That way, it's easier to enjoy your vehicle with the assurance you understand what is covered in the event of an accident.
Auto policies tend to start with liability coverage, and the right amount can depend on the vehicle you drive, the state's requirements, and other factors. Once you have the liability package you need, collision coverage is there to help take care of any covered damage your vehicle takes in the event of an accident, and comprehensive packages are there to cover you in the event of an incident when the vehicle is not in motion. T W F G General Agency LLC works with Nationwide to provide drivers with a wide range of coverage choices. After you find the right coverage levels for your vehicle, we will apply discounts you may qualify for such as for safety equipment in the vehicle or your safe driving history.
Finding out more about our policy options is easy. Our offices can be reached at (281) 367-3424, and agents are happy to take set appointments for in-person consultations at our office located at 860 Hillview Ct.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At T W F G General Agency LLC in Milpitas, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. T W F G General Agency LLC will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (281) 367-3424 to speak with a qualified agent or set up an appointment. You can also stop by our office at 860 Hillview Ct for a complimentary consultation to discuss your insurance needs.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Milpitas, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
T W F G General Agency LLC can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (281) 367-3424 for an appointment with an agent. Feel free to stop by 860 Hillview Ct to discuss Nationwide coverage options in person.
As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with T W F G General Agency LLC, provides a wide variety of specialized business insurance policies to benefit many types of businesses.
Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
If you run a small business in Milpitas, Nationwide and T W F G General Agency LLC are ready and willing to help you. To learn more about which small business policies are right for you, call us at (281) 367-3424 or stop into our offices at 860 Hillview Ct.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The T W F G General Agency LLC also offers products in AZ. Please call for information on products in those states.
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