Frequently asked questions
Our Insurance Products
Understanding your insurance coverage should never involve having to learn a new language. That's why Fogarty Insurance Services and Fogarty Insurance Services are proud to be working with Nationwide to provide robust, easily customizable policies explained in language that is easy to follow. We understand that our members are not insurance experts, and that's why they come to us. We work hard to make sure every new policyholder understands their terms, exclusions, and limits so they get the coverage they need to drive with peace of mind in Modesto.
This starts by building a policy, and for auto insurance that usually means starting with liability coverage. The best balance of coverage here respects state minimums and goes beyond them when necessary to meet your individual needs. The next step is to look into collision and comprehensive coverage, and to set appropriate deductibles and optional features that go with each one. Discounts are also available for drivers who qualify with the right safety features installed and safe driving records.
Get the coverage you need in language that makes it easy to understand. Call (209) 342-5000 to get started with quotes or questions, or to schedule an in-person appointment for your consultation. In-person meetings are held in our office at 1031 McHenry Ave.
The Fogarty Insurance Services has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Modesto neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Fogarty Insurance Services or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
Fogarty Insurance Services has partnered with Nationwide to deliver superior home insurance solutions to Modesto homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the Fogarty Insurance Services, and we'll be your no-nonsense guide to Modesto home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 1031 McHenry Ave.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Fogarty Insurance Services in Modesto. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Fogarty Insurance Services located at 1031 McHenry Ave,Modesto,CA,95350. You’re also more than welcome to speak with Fogarty Insurance Services directly by calling (209) 342-5000.
Whether your Modesto company is looking for liability, property, or more specialized commercial insurance, the Fogarty Insurance Services can help better manage your company's risk. We have insurance expertise in major industries like retail and construction, as well as more niche industries like golf courses and beauty salons.
We also offer several types of employee insurance, including many that go above and beyond state-required coverage like workers compensation. What if someone blows out a knee at the company softball game, for example? Let one of the experts at Fogarty Insurance Services explain to you the advantages of Nationwide's GrouProtector℠ coverage. Meanwhile, the On Your Side® Review is a great way to keep your company up-to-date with the latest changes to state laws and local markets.
With a business owner's policy and flexible billing options, we can readily develop an insurance solution that's customized for your Modesto business. For a policy that leaves no coverage gaps and a payment schedule that makes sense for your business' day-to-day, don't hesitate to contact us. Fogarty Insurance Services can help protect your business from coverable losses. Give us a call at (209) 342-5000. You can also schedule an appointment with our 1031 McHenry Ave office.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Fogarty Insurance Services also offers products in CA. Please call for information on products in those states.
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