Frequently asked questions
Our Insurance Products
Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Tsm Insurance understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Modesto.
Tsm Insurance builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
To learn more about our policies, or to buy one, contact our offices at (209) 524-6366. Or, call to schedule an appointment at our office at 1317 Oakdale Rd.
Protecting your Modesto property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Tsm Insurance. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Tsm Insurance will help you determine your needs and choose adequate coverage.
Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.
Give us a call today at (209) 524-6366 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 1317 Oakdale Rd. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free
At Tsm Insurance, we want to make customers aware of how easy and affordable life insurance is. We know many people in Modesto think they cannot afford to have a good policy that protects their financial interests. That is why we work with Nationwide to provide customers with the diverse coverage options they need to sleep peacefully at night.
Affordability is a major concern for most. In addition to choosing coverage based on what you can afford, you need to think about how you or your loved ones may need to use your policy proceeds. Maybe you’ll need to replace lost income or pay for long-term care expenses and your kids’ college education. These issues may not completely encompass your current concerns. However, keeping them in mind will help you discern the proper coverage level for your situation.
There are circumstances where customers find it more beneficial for them to layer several term life insurance policies instead of purchasing whole life insurance to give them long-term financial security.
By speaking with a life insurance agent who works with Nationwide, you can gain a better understanding of options that are ideal for your situation. The amount of coverage you need can help you meet your current and future financial goals.
To better understand coverage options, we encourage you to contact Tsm Insurance at (209) 524-6366 to arrange a time to meet in office at 1317 Oakdale Rd,Modesto,CA,95355 to discuss your needs. For additional convenience, our agents are ready to help you go over coverage options over the phone.
When you are a business owner, stability is likely one of your top priorities. We at Tsm Insurance understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
If you are unsure how or where to start, Tsm Insurance may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Modesto such as dry cleaners, real estate, and plumbing.
Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (209) 524-6366 or stop by our Tsm Insurance office on 1317 Oakdale Rd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Tsm Insurance also offers products in AZ. Please call for information on products in those states.
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