Tsm Insurance

The Tsm Insurance in Modesto, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Insurance is all about bringing you peace of mind by protecting your assets. That's why it's important for your coverage to meet your needs, especially for something you depend on like your vehicle. Tsm Insurance understands this, which is why our agents work with Nationwide to provide auto insurance coverage that is easily personalized to fit your needs in Modesto.
  
  Tsm Insurance builds policies with both you and your vehicle in mind, customizing the types and levels of coverage to fit. This means helping you understand how you could benefit from comprehensive coverage that protects your vehicle, even when it's not in use. It also means helping you understand how much property and injury liability you need, and what level of collision coverage will help you most in the event of an accident. Members also have the opportunity to take advantage of Nationwide's discounts for which they may qualify, such as for vehicle safety features or safe driver habits.
  
  To learn more about our policies, or to buy one, contact our offices at (209) 524-6366. Or, call to schedule an appointment at our office at 1317 Oakdale Rd.

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• Home Insurance

  Protecting your Modesto property and family from loss is just one of the goals of a home insurance plan. Offering you peace of mind both now and in the event of a loss is one of our top priorities at Tsm Insurance. That's why we help you assess your insurance needs before they arise by taking into consideration all the specifics that affect your situation. Many factors influence your need for coverage, including having a pool or detached buildings on your property. Tsm Insurance will help you determine your needs and choose adequate coverage.
  
  Our relationship with Nationwide allows us to offer you a variety of policies that enhance traditional coverage for both personal injury and loss. If you store high-value items at home, or have fine art you'd like to insure, we can help with Valuables Plus®, a program designed specifically for those special heirlooms or prized possessions. If you need to file a claim, we are here to help expedite the process and assist you in getting your home back to normal again.
  
  Give us a call today at (209) 524-6366 to find out more information regarding programs that are right for your situation. Alternately, you can find a time to meet at our office located at 1317 Oakdale Rd. Let us help you with bundling discounts, additional coverage, and a policy that will leave you worry-free

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• Business Insurance

  When you are a business owner, stability is likely one of your top priorities. We at Tsm Insurance understand this, which is why we teamed up with Nationwide, a company with an excellent history of insuring businesses. We want to make sure that your business has the basic coverage it needs as well as any additional coverage to fit the nuances of your situation. No business is exactly alike, and you'll want to consider factors such as your business location, how the business is run, and your target customers or clients when you assess insurance options.
  
  If you are unsure how or where to start, Tsm Insurance may recommend that you select a businessowners policy (BOP). It combines property insurance, liability insurance, and other types of insurance coverage. After that, you can look at other insurance coverage options such as business interruption insurance, which can help keep your business going financially in situations such as vandalism or extreme weather. Other coverage types that may interest you include utility interruption, employment practices, and accounts receivable. We also have insurance solutions customized toward specific business types in Modesto such as dry cleaners, real estate, and plumbing.
  
  Take advantage of an On Your Side® Review to determine the insurance coverage needs of your business. We will assess your business and give you information on what you may want to cover. Give us a call today at (209) 524-6366 or stop by our Tsm Insurance office on 1317 Oakdale Rd.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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• Renters Insurance

  Choosing a new apartment or house to rent in Modesto can be an exciting time. Along with searching for a new rental home comes other decisions: which neighborhood you’d like to live in, what type of amenities you’d want, and how much insurance coverage you will need. Many renters are under the impression that their landlord’s insurance policy offers coverage for them as well, but this is generally not the case. While your landlord’s policy will cover the building itself, it may not include your personal belongings or injuries from within the structure.
  
  If you experience a covered loss in your rental, renters insurance will help cover the associated costs. Do you have many irreplaceable belongings? If so, you’ll be interested in the Actual Cash Value coverage. Do you have belongings that are essential to your daily life and would need to be replaced in the case of damage? If yes, then you should ask about Replacement Cost coverage. Tsm Insurance can help you safeguard your belongings by answering all your questions about renters insurance coverage.
  
  Don’t wait until an unexpected event occurs to protect yourself and your belongings. Give Tsm Insurance a call at (209) 524-6366 or visit at 1317 Oakdale Rd to learn more about your options for a plan that meets your individual needs. We will be happy to help ensure that you and your belongings are protected with coverage from Nationwide.

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• Condo Insurance

  Buying a condo in Modesto is a big step and finding the right coverage for your investment is an essential measure of protection. No matter how modest your lifestyle is, replacing your belongings can be costly. In addition to replacing your belongings, the cost of repairing the damage to your home can be overwhelming. Let Tsm Insurance help you choose an insurance coverage plan from Nationwide to provide protection for yourself and your belongings.
  
  Does your building association charge assessment fees if damage is experienced? If so, you’ll be interested in Condo Loss Assessments coverage. Do you have high-value items such as jewelry, watches, antiques, or fine art? Then you may be interested in learning more about Valuables Plus® coverage. You can discuss the many coverage options with the agents at Tsm Insurance to build a customized policy that fits your life.
  
  Whether you are investing in a new condo or are planning to give new life to an older space, now is the time to protect your property against the unexpected. Give Tsm Insurance a call at (209) 524-6366 or visit at 1317 Oakdale Rd to learn more about your options for a plan that meets your individual needs.

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The Tsm Insurance also offers products in AZ, CA, ID, NV, OR, TX. Please call for information on products in those states.