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Ram Commercial Insurance in Morgan Hill, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Ram Commercial Insurance in Morgan Hill, CA provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Understanding the language of insurance policies can be difficult, which is why Ram Commercial Insurance focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Ram Commercial Insurance to fit any driver's needs in Morgan Hill.

    Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Ram Commercial Insurance understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.

    To ask questions about coverage or to talk to Ram Commercial Insurance about other discounts you might qualify for, give our offices a call at (408) 776-2800. We are also able to make appointments for face to face consultations at our office located at 15 W 5th St. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.

  • Home Insurance

    You've already personalized your home, now it's time to personalize your home insurance coverage. Ram Commercial Insurance is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Morgan Hill, which means your home insurance should reflect that uniqueness. Ram Commercial Insurance is on call to help you determine the best coverage for your home.

    However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.

    Ram Commercial Insurance and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 15 W 5th St or call us at (408) 776-2800. We will take the time to explain all your options as well as unique coverage concerns based on living in Morgan Hill, and we'll make sure you know about available discounts you may qualify for.

  • Life Insurance

    No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Ram Commercial Insurance in Morgan Hill. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.

    From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.

    If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Ram Commercial Insurance located at 15 W 5th St,Morgan Hill,CA,95037. You’re also more than welcome to speak with Ram Commercial Insurance directly by calling (408) 776-2800.


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  • Business Insurance

    Running a business can be challenging and fun, and like nothing else you have experienced. Business insurance is one way you can safeguard the stability and continued success of your business for years to come. We at Nationwide Insurance: Ram Commercial Insurance work with Nationwide to provide insurance solutions for your business in Morgan Hill. We can help build and customize a policy developed for the unique needs of your company, and an On Your Side® Review will help identify areas of priority.

    Nationwide Insurance: Ram Commercial Insurance has insurance options for specific industry types. For instance, we have auto parts retailer business insurance, florist business insurance, and attorneys office insurance among our many packages. If your business qualifies, a business owners policy, or BOP, gets you covered on the essentials, and then you can look at other insurance coverage options such as commercial property insurance to meet your more specific needs. These coverage options can provide peace of mind so that you can make your business all it can be. They also provide a level of customization that is necessary for many businesses because each and every one, even within the same industry, is different. All of these options are available right here in Morgan Hill.

    Give our team at Nationwide Insurance: Ram Commercial Insurance a call at (408) 776-2800, or stop by our office on 15 W 5th St. We will answer any questions you have and get started on building an insurance policy for your business needs.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Ram Commercial Insurance also offers products in AZ. Please call for information on products in those states.