Frequently asked questions
Our Insurance Products
Understanding the language of insurance policies can be difficult, which is why Ram Commercial Insurance focuses on being your guide to coverage whenever you ask for a quote on a new auto insurance policy. Whether you are looking to keep coverage on an older vehicle or you want to make sure your new purchase is fully protected, there are a variety of coverage options offered by Ram Commercial Insurance to fit any driver's needs in Morgan Hill.
Liability coverage is the first and most basic kind required by most states, but your optimum level of coverage and your state's minimum requirements might be quite different. It all depends on your individual needs starting with the vehicle you drive. Agents at Ram Commercial Insurance understand this, and part of the process of finding the right policy for each driver is finding the right combination of features. That means not only taking care of basic liability but also assessing your needs for collision insurance protection and comprehensive coverage to provide drivers with peace of mind even when the vehicle is parked.
To ask questions about coverage or to talk to Ram Commercial Insurance about other discounts you might qualify for, give our offices a call at (408) 776-2800. We are also able to make appointments for face to face consultations at our office located at 15 W 5th St. Whether you want to know more about prices and coverage levels or you're ready to move forward with a purchase, our agency is ready to help with your auto insurance questions.
You've already personalized your home, now it's time to personalize your home insurance coverage. Ram Commercial Insurance is your local resource for navigating the world of home insurance, and we have teamed up with Nationwide to offer you a variety of coverage options. Your home is unique, and so is Morgan Hill, which means your home insurance should reflect that uniqueness. Ram Commercial Insurance is on call to help you determine the best coverage for your home.
However, it's not just the physical aspect of your home. While detached additions like pools and gazebos are important to your coverage, your personal belongings and memorabilia also need protection. You've filled your home with items unique to your life, from family heirlooms to hand-picked works of art. Depending on the age and price of your belongings, Brand New Belongings® coverage may be right for you. This package may help to replace or repair your covered belongings.
Ram Commercial Insurance and our other local agents are ready to help you figure out your personalized home insurance solution. You can visit our office at 15 W 5th St or call us at (408) 776-2800. We will take the time to explain all your options as well as unique coverage concerns based on living in Morgan Hill, and we'll make sure you know about available discounts you may qualify for.
No matter if you have a family, a spouse or are single, you need a life insurance plan built with the help of Ram Commercial Insurance in Morgan Hill. Your plan is intended to provide you and the people most important to you with complete peace of mind, but you might be uncertain as to what kind of protection is best for your particular needs. Know that you have quick and easy access to professional help to ease your mental burden.
From knowing the amount of coverage you need to understanding how your medical history factors into your term or whole life insurance plan, there’s a lot of ground to cover. We sit down with you to get a full understanding of your present situation as well as anything you foresee coming down the road, such as the birth of a child or a shift in your finances. Our agents specialize in pairing you with the perfect protection and mental as well as financial security, and they make sure your plan always reflects your most current needs; just make sure you keep us in the loop on the latest developments in your life that might call for a change to your plan.
If you’re unsatisfied with your current life insurance protection, or if you’re getting insurance for the first time, do yourself a favor and work with a life insurance agent who cares. When you’re ready, we’ll be waiting for you at Ram Commercial Insurance located at 15 W 5th St,Morgan Hill,CA,95037. You’re also more than welcome to speak with Ram Commercial Insurance directly by calling (408) 776-2800.
Along with versatile coverage options from Nationwide, Ram Commercial Insurance has the expertise to customize a business insurance solution for any Morgan Hill company. Whether it's a golf course, medical clinic, food vendor or B2B contractor, learn how to better manage your risk with one of our expert business insurance agents.
First and foremost, it's crucial that any coverage gaps are identified and eliminated. From liability insurance to worker's compensation and other coverage programs, know that your customers, employees, and business are taken care of should a covered event occur. From there, Ram Commercial Insurance will help structure a policy around your business needs. Many Morgan Hill owners find that a business owner's policy makes the most sense for their company, but standalone insurance coverage for liability, property assets, or commercial auto is also available.
Call Ram Commercial Insurance at (408) 776-2800. Let's talk about your new policy and the future of your company. We can also schedule an appointment to talk in person. Our office is located at 15 W 5th St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Ram Commercial Insurance also offers products in AZ. Please call for information on products in those states.
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