Frequently asked questions
Our Insurance Products
What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. Rich Toreson Insurance Agency Inc. has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Mount Shasta differ, and we recognize that.
Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
Give Rich Toreson Insurance Agency Inc. a call today at to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 1190 S Mount Shasta Blvd. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.
Figuring out your home insurance needs does not have to be a stressful process. Eliminate confusion and guesswork by turning to our seasoned insurance professionals at Rich Toreson Insurance Agency Inc. in Mount Shasta. We offer a wide array of Nationwide home insurance products that are designed to offer maximum protection. Speak with Rich Toreson Insurance Agency Inc. to get an idea of your own unique insurance needs and how they can best be met through a Nationwide policy.
Some major concerns people have when looking at home insurance include potential coverage gaps, insufficient insurance, and exclusions. We want you to have the peace of mind that comes with knowing that you are fully covered, so we will work with you to create a policy that meets your needs. Call us at or visit Rich Toreson Insurance Agency Inc. on 1190 S Mount Shasta Blvd for a detailed consultation on which home insurance is best for you.
Our goal is to offer every homeowner the best protection for their unique situation. For this reason, we offer many safety incentives. Find out how you can save on your policy by adding safety features to your home or improving its conditions. These can include upgraded alarm systems, window guards, elimination of potential hazards, and more. Ask our professionals at Rich Toreson Insurance Agency Inc. about a comprehensive list of ways to save on your home insurance while improving your home. We are committed to helping you enjoy your home, so we take care of the stress and worrying. Let us know how we can help.
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Mount Shasta, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Rich Toreson Insurance Agency Inc. and Rich Toreson Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call for an appointment with an agent. Feel free to stop by 1190 S Mount Shasta Blvd,Mount Shasta,CA,96067 to discuss Nationwide coverage options in person.
Like most business owners, you probably know pretty much everything about your business. Still, you may have lingering questions about your commercial insurance needs. The Rich Toreson Insurance Agency Inc. can fill the gaps in your knowledge of Mount Shasta business insurance, just as we can recognize and fill gaps in your policy coverage.
Maybe you have questions about a business owner's policy or industry-specific coverage programs available from Nationwide. Maybe you have questions about different commercial insurance products including liability, property, and employee coverage. But no matter your concerns, you want to know that your business's past success has been safeguarded, while also putting your company in a great position for future growth.
In addition to their great insurance products, the Rich Toreson Insurance Agency Inc. also partners with Nationwide for superior account services. For example, whether you need to respond to changes in state law or local markets, don't underestimate the value of the Nationwide's On Your Side® Reviews. Let us explain how dependable customer service and flexible billing options make for stronger protection for your Mount Shasta company. Give us a call at so we can start discussing your business's insurance needs. We can also set up a time to talk in person at our local office. We're located at 1190 S Mount Shasta Blvd.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Rich Toreson Insurance Agency Inc. also offers products in CA. Please call for information on products in those states.
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