Frequently asked questions
Our Insurance Products
What do you desire from an auto insurance company? Many people ask for a smooth and easy claims process as well as attentive service. H & L Insurance Services LLC has teamed up with Nationwide to deliver precisely that experience. Clients are not a number to us, they are individuals. Everyone's car insurance requirements in Oakland differ, and we recognize that.
Nationwide offers a wide-ranging array of programs and coverage levels so that you are able to pick what is right for you. For example, the many coverage offerings include Liability coverage, Collision coverage, Medical Payments coverage, and Roadside Assistance coverage. Nationwide not only provides auto insurance but also has programs for motorcycles, RVs, and other special vehicle types. Of course, insurance needs change from year to year, so Nationwide offers an annual On Your Side® Review to look at your specific needs.
Give H & L Insurance Services LLC a call today at (510) 922-1268 to get a conversation going about car insurance needs. Face-to-face chats are great too, just make an appointment and stop by the office at 3756 Grand Ave. We can provide more information about discounts you may qualify for, such as Multi-Policy discounts, Accident-Free discounts, Paperless documents, and Good Student discounts.
Have you recently renovated part of your home or garage? Have you invested in new landscaping, a swimming pool, or other outdoor features? If there have been big changes made to your Oakland home or property, then it might be time to take a closer look at your current home insurance policy. The policy you bought upon originally taking ownership of your house may not provide the right kind of coverage now that major changes have taken place. Even if only small changes have been made, reviewing your home insurance policy from time to time can be a good idea. H & L Insurance Services LLC has helped Oakland homeowners discover improved coverage solutions with the help of Nationwide's extensive selection of insurance products.
Personalized insurance solutions are those that most closely reflect the concerns of homeowners. We work closely with our customers to better understand their individual needs. As a leader in home insurance, H & L Insurance Services LLC can find a coverage solution that best fits you and your home.
As a member, you'll find Nationwide's network of agents and service associates make filing a claim simple; contact an associate with questions or concerns at any time. To re-evaluate your current home insurance coverage, or to explore what other options might be available, please visit H & L Insurance Services LLC at 3756 Grand Ave. You can also reach our associates by calling (510) 922-1268. Make this year the time that you finally take charge of your insurance; we can provide the right assistance at every stage.
If you are thinking about purchasing a life insurance policy in Oakland, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At H & L Insurance Services LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, H & L Insurance Services LLC and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (510) 922-1268 to speak with one of our team members, or stop by 3756 Grand Ave,Oakland,CA,94610 to discuss your insurance needs in our office.
The only thing better than having the perfect business idea is having a complete insurance plan to protect your business. H & L Insurance Services LLC works with Nationwide to provide Oakland business owners with high quality protection for their companies, employees, and the future of their businesses.
Just like with any other type of insurance, the type of business you have is one of the largest factors that determines how your protection is designed. For instance, if you have delivery trucks or other company vehicles, you'll want a plan that includes commercial auto insurance. Some business owners also decide to include umbrella insurance with their protection in case they incur a particularly hefty accident or lawsuit. To better safeguard your peace of mind so you can put all of your focus on operating your business, we'll sit down with you to add a personal touch to your plan so that you can get the coverage you need.
While we may not know your business as well as you do, we certainly know how to protect that business. To learn more, be sure to swing by and pay us a visit at 3756 Grand Ave at your earliest convenience. If business is booming and you're unable to pull yourself away, you're also welcome to give us a call at (510) 922-1268.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The H & L Insurance Services LLC also offers products in CA. Please call for information on products in those states.
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