Frequently asked questions
Our Insurance Products
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Larry Fu Insurance Agency prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in Oakland feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Larry Fu Insurance Agency works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (510) 268-0888. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 355 Grand Ave.
When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Larry Fu Insurance Agency are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.
With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.
Larry Fu Insurance Agency in Oakland, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (510) 268-0888 to get the ball rolling. Because Larry Fu Insurance Agency in Oakland partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 355 Grand Ave to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a Oakland life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Larry Fu Insurance Agency will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Larry Fu Insurance Agency at (510) 268-0888 or visit us at 355 Grand Ave. We will be happy to work with you to make sure your family’s financial security is always protected.
Business insurance can get complicated at times. With so many financial, professional, and personal issues to consider, Nationwide understands that it may be difficult to find a policy that fits your needs. At Nationwide, our knowledgeable and approachable agents strive to provide small business owners from all backgrounds with a simple and enjoyable insurance experience. We are ready to answer your questions, and we have a wide range of insurance products for you to choose from. If you need reliable insurance for your business, Nationwide may have what you are looking for.
Your business is your livelihood, and protecting it is probably pretty high on your list of priorities. Our liability policies can protect you from lawsuits filed by customers who are injured or have property damaged while on your premises. Property insurance protects the physical location of your business in the event of theft, fire, natural disasters, and other unfortunate occurrences. These policies even cover the items inside the building and offer coverage to individuals who run a business from home. In today's high-tech society, Nationwide can protect your business from fraud, forgery, and data compromises as well. We also offer a variety of worker's compensation, accounts receivable, equipment breakdown, and business income policies that can be customized to your own specifications.
Securing your business is not as difficult as you think, especially when you choose to involve Nationwide. At Larry Fu Insurance Agency in Oakland, our certified agents are ready to assist you with your insurance needs and concerns. Larry Fu Insurance Agency is located at 355 Grand Ave. If you are ready to discuss the future of your small business, give us a call at (510) 268-0888 right now.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Larry Fu Insurance Agency also offers products in CA. Please call for information on products in those states.
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