The Fugate Insurance Agency Inc. in Oroville, CA provides the following products. To learn more about each insurance product, click on the links below.
Car Insurance
Fugate Insurance Agency Inc. has been helping Oroville drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Fugate Insurance Agency Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Oroville area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
Fugate Insurance Agency Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Oroville auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (530) 533-2860. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Fugate Insurance Agency Inc. is located at Oroville.
Home Insurance
The Fugate Insurance Agency Inc. has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Oroville neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let one of our knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
Fugate Insurance Agency Inc. has partnered with Nationwide to deliver superior home insurance solutions to Oroville homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the Fugate Insurance Agency Inc., and we'll be your no-nonsense guide to Oroville home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 2445 Oro Dam Blvd E.
Life Insurance
Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Oroville, you likely have many questions running through your mind:
• “What are the benefits of term vs. permanent policies?”
• “How much coverage do I need?“
• “How much does a life insurance policy cost?"
Fugate Insurance Agency Inc. can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.
There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.
Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.
Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.
Insurance is a smart investment. Getting the right policy is easier than you think. Call (530) 533-2860 for an appointment with an agent. Feel free to stop by 2445 Oro Dam Blvd E to discuss Nationwide coverage options in person.
LAW-0239AO (05/18)
Business Insurance
As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Fugate Insurance Agency Inc., provides a wide variety of specialized business insurance policies to benefit many types of businesses.
Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
If you run a small business in Oroville, Nationwide and Fugate Insurance Agency Inc. are ready and willing to help you. To learn more about which small business policies are right for you, call us at (530) 533-2860 or stop into our offices at 2445 Oro Dam Blvd E.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Fugate Insurance Agency Inc. also offers products in CA. Please call for information on products in those states.
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