Professional Insurance Associates Inc. in Palm Desert, CA

The Professional Insurance Associates Inc. in Palm Desert, CA provides the following products. To learn more about each insurance product, click on the links below.

• Car Insurance

  Professional Insurance Associates Inc. has been helping Palm Desert drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Professional Insurance Associates Inc. will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.
  
  No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Palm Desert area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.
  
  Professional Insurance Associates Inc. can answer questions about coverage limits, policy options or billing schedules. Our expertise and Palm Desert auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (760) 836-3415. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Professional Insurance Associates Inc. is located at Palm Desert.

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• Home Insurance

  Home is where your family builds memories on a daily basis, and we know that one of your top priorities is to protect it with sound insurance coverage. After all, we're talking about financial security, which can mean peace of mind. You can depend on the professionals at Professional Insurance Associates Inc. in Palm Desert to help. We'll walk you through the various options and take the mystery out of acquiring appropriate home insurance.
  
  Basic home insurance coverage includes protection against events such as theft, or damage from the elements. That means that if Palm Desert is hit with a major storm system, you are able to protect your family without worrying about paying more for destruction that may be caused. In addition to dwelling coverage that insures against damage to built-in appliances and wall-to-wall carpeting, insurance is also available for water backup caused by sewer or drain issues. You may also want to have detached structures insured, such as your garage or gazebo. Additionally, contents coverage helps to protect your belongings such as furniture and clothing from loss, and this can be defined in your policy.
  
  There are several other options, and Professional Insurance Associates Inc. proudly works with Nationwide to offer excellent choices in home insurance coverage. You can get the conversation started with a call to (760) 836-3415. You can also stop by our office at 74710 Highway 111 to learn more about the many advantages of protecting your home with a policy that's tailored to your needs.

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• Business Insurance

  As a small business owner, you may have already purchased property insurance and general liability insurance, but did you know you could be protecting your assets even further? Nationwide, in conjunction with Professional Insurance Associates Inc., provides a wide variety of specialized business insurance policies to benefit many types of businesses.
  
  Are you wondering what more you could need? Many business owners choose to add an umbrella policy to their coverage. Sometimes something occurs that the main policy cannot cover in full. If this happens, umbrella insurance acts as additional protection for a liability claim. Others opt to add income loss coverage and use it to pay bills and employees if they ever experience a business interruption. Depending on the type of business you run, you may be required to carry workers' compensation insurance in case an employee becomes injured on the job. Equipment breakdown policies, crime insurance policies, and cyber liability policies are all popular as well. If you are feeling overwhelmed by all the options, don't worry. Our experienced agents can help you determine which policies would work well for your company. Together, we will come up with a package that protects you at a budget you can afford.
  
  If you run a small business in Palm Desert, Nationwide and Professional Insurance Associates Inc. are ready and willing to help you. To learn more about which small business policies are right for you, call us at (760) 836-3415 or stop into our offices at 74710 Highway 111.
  
  Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

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The Professional Insurance Associates Inc. also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WY, KY, NJ. Please call for information on products in those states.