Frequently asked questions
Our Insurance Products
Get better auto insurance coverage with Schut Insurance Services. Our knowledgeable, friendly agents are ready to answer your questions, search for gaps in coverage and help tailor a policy for your Patterson household.
To deliver these types of personalized policy solutions, Schut Insurance Services has teamed up with Nationwide. Nationwide has the policy discounts, coverage programs and claims service needed to serve the personal priorities of different Patterson drivers. Maybe it's a family plan with a teen driver. Maybe it's additional motorist services like rental reimbursement, towing and labor or roadside assistance. Maybe it's coverage for an everyday car as well as a motorcycle, RV or some other specialty vehicle.
Let Schut Insurance Services explain exclusive programs and services available from Nationwide. The Vanishing Deductible® program is a great way to reward yourself for each year of claims-free driving, while the On Your Side® Claims Service offers extra peace of mind when you need it most. You'll have a choice of qualified auto repair shops in and around the Patterson area, as well as a secure way to monitor the repairs.
Give Schut Insurance Services a call at (209) 892-6226 to shop for an auto insurance policy with speed and confidence. You can also set up a time to talk in person. Our office is located at 22 N 3rd St.
The Schut Insurance Services has all the expertise you need to find a home insurance policy that makes sense for your property. Your risk profile can be influenced by a number of factors, down to your exact city block and street address. However, homeowner's risk isn't just about the Patterson neighborhood in which you live. For example, you may have a detached garage, swimming pool, or an aging roof. In any case, let Schut Insurance Services or one of our other knowledgeable agents explain the details of relevant coverage programs including other structures, umbrella liability, and Better Roof Replacement®.
Schut Insurance Services has partnered with Nationwide to deliver superior home insurance solutions to Patterson homeowners. Like any homeowner, you want to know that both your home and your family can return to normal after a covered loss. There are no extra hassles with the On Your Side® Claims Service. To make things even easier, you can opt in to Nationwide's Brand New Belongings®.
There's no reason to let personalized options give you headaches when choosing your coverage. Call the Schut Insurance Services, and we'll be your no-nonsense guide to Patterson home insurance. Buy a policy directly over the phone, or schedule an appointment. Our office is located at 22 N 3rd St.
If you are thinking about purchasing a life insurance policy in Patterson, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Schut Insurance Services, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Schut Insurance Services and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (209) 892-6226 to speak with one of our team members, or stop by 22 N 3rd St,Patterson,CA,95363 to discuss your insurance needs in our office.
As a business owner you have a lot of responsibility. One of your priorities should be to make sure that you are properly protected in the event of a loss. At Schut Insurance Services in Patterson, we understand that every company has its own unique risks and coverage needs. That is why we go over your business in detail including if you own or rent your building, the number and types of employees you have, and the nature of your business. We then recommend a custom plan to make sure you are protected against a variety of different risks.
While some companies may offer a one-size-fits-all policy, we have several options that you can choose from. For example, if your employees will be driving company vehicles or their own for business purposes it is important to have commercial auto coverage. If your business depends on computers and equipment for daily operation, you may want to have protection against equipment breakdown. You also may need extra liability protection, such as umbrella insurance, in order to protect you when accidents happen. To make things easy, many business owners choose our business owners policy (BOP), which packages important coverages together.
When you are ready to protect your company, Schut Insurance Services is available to walk you through your options. You can call our office at (209) 892-6226 to set up an appointment or speak with an agent over the phone. You can also visit our office at 22 N 3rd St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Schut Insurance Services also offers products in AZ. Please call for information on products in those states.
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