Frequently asked questions
Our Insurance Products
Whether you're changing vehicles or simply searching for better coverage this policy term, let Neff & Associates Insurance Services Inc. answer all your auto insurance questions. Our agents can ensure your policy meets all applicable CA requirements, while also pointing out areas where gaps in coverage may occur. We can help find your sweet spot between stronger coverage and affordable costs. You won't find a more knowledgeable, friendly source for personalized auto insurance in Pismo Beach.
Area drivers will quickly come to realize the value that Nationwide brings to the table. This includes everything from policy discounts to flexible billing options to the On Your Side® Claims Service. But it also includes personalized policy options and exclusive programs from Nationwide that are popular with other Pismo Beach drivers Neff & Associates Insurance Services Inc. serves. Vanishing Deductible®, for example, is a great way to reward yourself for each year you stay claims-free.
Our office address is 310 James Way, but no matter which Pismo Beach zip code you park your car in, we can offer quick estimates and sound advice. Give us a call at (805) 773-1710. With one of our agents as your guide, it doesn't need to take all day to consider your choices.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Neff & Associates Insurance Services Inc. in Pismo Beach, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Neff & Associates Insurance Services Inc. will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (805) 773-1710 to speak with a qualified agent or set up an appointment. You can also stop by our office at 310 James Way for a complimentary consultation to discuss your insurance needs.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at Neff & Associates Insurance Services Inc. are here to help newlyweds in the Pismo Beach area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (805) 773-1710 and ask for Neff & Associates Insurance Services Inc.. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 310 James Way,Pismo Beach,CA,93449. It may be the most important date of your life.
As a business owner, you're often the last person to leave the office or jobsite at the end of the day, but dedication has no doubt always been a part of your work ethic. At Neff & Associates Insurance Services Inc. in Pismo Beach, we have a similar view. We're dedicated to providing outstanding insurance options that are customized to suit the needs of many different industries, and that's why we work with Nationwide. We can provide coverage that will help you protect and build your business so you have peace of mind.
If yours is a manufacturing company, you may be looking for equipment breakdown coverage. If you have dozens of computers, you will probably want to check out cyber liability insurance that provides coverage for malicious hacking and damage to your computer system. On the other hand, you may be more interested in basic property insurance, which covers your losses from causes as diverse as fire, vandalism or damage from vehicles, or even airplanes. Asset protection can include everything from office equipment to accounting records to the satellite dish on your roof. The point is, insurance plans can be as varied as the reasons for needing coverage, and we would be happy to help you develop a plan customized to suit the requirements of your unique business.
To learn more about commercial insurance, call Neff & Associates Insurance Services Inc. at (805) 773-1710 or drop by our 310 James Way office. You'll be amazed at the many options that are available for protecting the different aspects of your business. With the proper insurance coverage in place, you'll have one less thing to worry about when you finally leave work for the day.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Neff & Associates Insurance Services Inc. also offers products in AZ. Please call for information on products in those states.
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