Divide Insurance Agency in Placerville, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

About Divide Insurance Agency

Services

  • Auto
  • Commercial
  • Farm
  • Financial
  • Home
  • Powersports

Our Insurance Products

The Divide Insurance Agency in Placerville, California provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Don't let confusing terminology keep you from driving with quality insurance. If you have questions about your protection, then Divide Insurance Agency is here to help. At Divide Insurance Agency, we work with Nationwide to provide you with personalized automobile insurance solutions. No matter where you are in life, we will make sure you get the coverage that is right for you.

    With Nationwide's On Your Side Review®, you leave our office knowing you have the right coverage for the drivers and vehicles in your household. For example, when an accident happens, having uninsured and underinsured coverage options could help in case the other party cannot pay for the damages caused. You can also get our roadside assistance and rental reimbursement insurance to get you back on the road faster after an accident. We will work with you to ensure any discounts you qualify for are applied to lower the impact insurance has on your budget. There are discounts for good drivers, good students, and even for ecofriendly practices like our paperless billing plan. If you are driving in Placerville, know that we will always be there when you need us.

    Come in today and talk to an agent at Divide Insurance Agency. You can visit us at 50 Main St or call in advance at (916) 961-0553 to schedule an appointment. We welcome any questions you may have, so do not hold back. Our goal is to provide you with affordable and understandable vehicle protection.

  • Home Insurance

    When you have a home of your own, you want to protect it and be certain that your family is safe and your lifestyle secure. There are many factors that go into determining insurance needs, including your location, home, possessions, and any additions on your property such as pools or structures. You will find that the experienced professionals at Divide Insurance Agency are on hand to help with many types of home insurance coverage. We start with a thorough review of your particular situation and recommend options that will be the best fit for you.

    With the appropriate home insurance in place, you will be able to weather the storms that come your way, knowing that you are protected against the elements. You will also be protected against other types of damage or loss, such as that done by theft. We have many different insurance plans from which to choose and several attractive features to share with you.

    Divide Insurance Agency in Placerville, can offer excellent Nationwide insurance coverage. If disaster does strike, all you have to do is call (916) 961-0553 to get the ball rolling. Because Divide Insurance Agency in Placerville partners with Nationwide, we have an outstanding claims service and can help you get back to normal quickly. We invite you to visit our office at 50 Main St to discuss benefits designed to make your insurance needs easier, such as On Your Side® Reviews and home insurance discounts

  • Life Insurance

    Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.

    We at Divide Insurance Agency are here to help newlyweds in the Placerville area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.

    In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.

    After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.

    Call Divide Insurance Agency at (916) 961-0553. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 50 Main St.


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  • Business Insurance

    At Divide Insurance Agency we don't believe business owners should leave themselves or their companies vulnerable to liabilities with insurance plans pocked full of holes. Instead, we believe in providing Placerville business owners with the sense of peace that comes from having an insurance plan that deflects the destructive effects of common and not-so-common commercial liabilities. We hope you'll turn to us and Nationwide if you're either unsatisfied with your current insurance protection or need a plan for your brand new business.

    Because there are so many different options when it comes to insurance, no matter the investment you seek to protect, we always personally shape our policyholders' protection. We don't believe in a one-size-fits-all approach, and we don't expect you to settle for it. By working with Nationwide, our agency offers common commercial coverage, such as property, liability, and workers' compensation. Nonetheless, your business may be in need of special coverage, which includes (but is not all-inclusive of) professional liability, employment practices liability, key employee insurance, and directors and officers liability insurance.

    Ready to discuss your options for commercial protection? We welcome walk-ins at our office located at 50 Main St. Alternately, we'd also love to receive a phone call from you at (916) 961-0553. With Divide Insurance Agency in the passenger seat, your business journey is sure to be a smooth one

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Divide Insurance Agency also offers products in CA. Please call for information on products in those states.