Risk Concepts Insurance Brokers in Pleasant Hill, CA

Learn about our insurance products

  • Car Insurance

    Get an auto insurance policy you can count on from Nationwide.

  • Home Insurance

    Protect your house and personal property by choosing the right insurance coverage from Nationwide.

  • Life Insurance

    Let us help you select life insurance coverage that meets your needs, your life and your budget.

  • Business Insurance

    Cover your business with commercial insurance from Nationwide.

Member support

24/7 Claims Service
1-800-421-35351-800-421-3535

Our Insurance Products

The Risk Concepts Insurance Brokers in Pleasant Hill, California provides the following products. To learn more about each insurance product, click on the links below.

  • Car Insurance

    Risk Concepts Insurance Brokers has been helping Pleasant Hill drivers find better auto insurance coverage since they first opened their doors. Let our agents make sure your policy includes covered damages and claim limits that make sense for the financial protection of your household. Local motorists who come to Risk Concepts Insurance Brokers will also know that we've searched for and applied each qualifying policy discount. Some of the possibilities include good student, anti-theft and multi-policy discounts.

    No amount of defensive driving can prevent every accident, but it is possible to get coverage for a huge range of potential damages. From a list of qualified car repair shops in the Pleasant Hill area to Nationwide's AutoWatch® program, the On Your Side® Claims Service is ready should you ever need it. In the meantime, consider rewarding yourself for each year of claims-free driving with the Vanishing Deductible program.

    Risk Concepts Insurance Brokers can answer questions about coverage limits, policy options or billing schedules. Our expertise and Pleasant Hill auto insurance options also include customized solutions for individual households and specialty vehicles. Call us at (925) 933-9200. Choose coverage and buy a policy over the phone, or schedule an appointment with our local office. Risk Concepts Insurance Brokers is located at Pleasant Hill.

  • Home Insurance

    Long before it's time for your first house-warming party, make sure you get home insurance coverage from Nationwide and Risk Concepts Insurance Brokers. Our agents can help you take care of this essential step of becoming a Pleasant Hill homeowner. They can also help long-time homeowners search for a better solution to their home insurance needs.

    Along with sound decisions about covered damages and claim limits, there are a number of ways to personalize and save on your Pleasant Hill homeowner's policy. Concerned about an aging roof and what's going to happen when it needs to be replaced? Nationwide's exclusive Better Roof Replacement® may be a great choice for your policy. Have any high-value possessions? More than just the dwelling and essential contents, Valuables Plus® may be an important policy addition. Explore, too, options to add smoke detectors, burglary alarms, or other qualifying devices to your home.

    Best of all, it doesn't need to take endless hours to research and agonize over these decisions. Let one of our Risk Concepts Insurance Brokers agents demystify the process without oversimplifying it. Call us at (925) 933-9200 to discuss your property and policy coverage. All of our Pleasant Hill customers are welcome to make an office appointment, but especially if you live in the 94523 area, it might be just as easy to swing by and talk about your coverage in person. It's all part of the flexibility and customer service you can expect from Risk Concepts Insurance Brokers.

  • Life Insurance

    Life is full of uncertainties. Your family’s financial well-being shouldn’t be one of them. As you shop for life insurance in Pleasant Hill, you likely have many questions running through your mind:

    • “What are the benefits of term vs. permanent policies?”
    • “How much coverage do I need?“
    • “How much does a life insurance policy cost?"

    Risk Concepts Insurance Brokers can help you find the right policy to protect your legacy and provide financial security for your loved ones when you are no longer living.

    There are a variety of factors you must consider to determine the amount of coverage you need. First, estimate the amount of debt, final expenses and other financial obligations you might leave behind. Also, think about your income and how the loss of it will affect your family. You want a policy that has a death benefit that covers those costs and leaves a financial cushion.

    Next, decide what kind of policy you want. There are several types of life insurance available. Base your decision on what you can comfortably afford and your current and future financial goals.

    Finally, carefully review all policy documents. A life insurance agent can provide clarity on any information or policy language you do not understand. If you have special considerations, do not hesitate to inform one of our team members.

    Insurance is a smart investment. Getting the right policy is easier than you think. Call (925) 933-9200 for an appointment with an agent. Feel free to stop by 363 Civic Dr to discuss Nationwide coverage options in person.


    LAW-0239AO (05/18)

  • Business Insurance

    One of the best gifts that business owners can give themselves is peace of mind. To that end, Risk Concepts Insurance Brokers has teamed up with Nationwide to offer a wide range of business insurance solutions in Pleasant Hill. We have options geared toward business type, for example, funeral home, print shop, coffee shop, golf course, beverage wholesaler, and much more. We also recognize that each business, regardless of industry type, has unique needs and wants.

    When exploring insurance coverage choices, a good place to start is with an On Your Side® Review. Risk Concepts Insurance Brokers looks at your business to identify considerations such as size, location, customer base, and more. We make suggestions for your insurance coverage options based on the review and on our experience of businesses of that type. Whether you work in food and beverage, retail, contracting, wholesaling and distributing, or something else, we can meet most, if not all, of your insurance needs. Some of our additional insurance coverage options include accounts receivable, cyber liability, umbrella, and income loss coverage due to an interruption. An On Your Side® Review may identify factors such as auto insurance that you may not have thought of. Ideally, you gain the peace of mind that your business will remain stable.

    Take an important step today and stop by the Risk Concepts Insurance Brokers office at 363 Civic Dr. Alternatively, give us a call at (925) 933-9200 to begin investigating your insurance coverage options.

    Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.

The Risk Concepts Insurance Brokers also offers products in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WI, WY, KY, NJ. Please call for information on products in those states.