Our Insurance Products
Many terms associated with auto insurance can be confusing. For example, what does "comprehensive car insurance" mean? You will get answers to questions and much more when talking about your insurance needs with Fernandez Insurance Agency LLC. We work with Nationwide to bring you excellent service and coverage in Porterville.
Most states require the purchase of liability coverage. This coverage protects you when you become legally liable for damage to another auto or someone else's injuries from a car accident. Comprehensive coverage provides additional protection for your vehicle from loss due to theft, fire, hail, and other factors. Other offerings include Medical Payments or Personal Injury Protection coverage, and features such as Roadside Assistance.
Give Fernandez Insurance Agency LLC or another experienced agent a call today at (559) 782-0005. Drivers can discuss options over the phone or in person at 93 N Main St.
Owning a home can be exciting, but it also comes with additional responsibility. Making sure you are adequately protected against unplanned loss such as theft or natural disasters is an important part of being a home owner. Fernandez Insurance Agency LLC in Porterville has a variety of options to help protect your home and personal belongings in the aftermath of an unexpected incident. Some of the coverage types that we offer include replacement cost plus, sewer backup, Brand New Belongings®, Valuables Plus®, and personal liability. We understand that insurance needs vary from one person to another, so we will help you customize a plan to meet your specific situation.
Understanding your policy is also important so that you know exactly what is covered. Along with figuring out the best protection for you, Fernandez Insurance Agency LLC will also go over your covered losses, deductible, coverage limits, and any other pertinent information. Our personal touch also continues once you are a member. We will walk you through the claims process if you ever need it and do what we can to help get your life back to normal as quickly as possible.
Contact Fernandez Insurance Agency LLC to discuss your home insurance solutions as well as any money saving discounts that you may be qualified for. You can schedule an appointment for a complimentary consultation at our office, conveniently located at 93 N Main St. You can also give us a call at (559) 782-0005 to speak with a qualified agent and either sign up for a policy over the phone or ask any questions you may have.
If you are thinking about purchasing a life insurance policy in Porterville, you might have a few concerns about the process. You are probably familiar with purchasing insurance for your vehicles and home. However, life insurance requires you to exercise a little more due diligence. Think of life insurance as a long-term, personal investment. The right coverage can provide financial stability for your family. The wrong coverage could leave them with unexpected expenses.
At Fernandez Insurance Agency LLC, we work with Nationwide to provide you with many insurance options to protect your most valuable assets. We understand the need for financial security and the challenges you may encounter in achieving it. We are here to help provide you and your loved ones with friendly and professional assistance in protecting the items and people you cherish the most.
You want the best rates possible for your budget. For you to receive it, you need to consider which types of life insurance you need. Making this decision is not always easy. Fortunately, Fernandez Insurance Agency LLC and any of our team members are available to assist. There is some industry language you may not be familiar with that can make it challenging for you to understand policy options. We also offer different levels of coverage with varying death benefits and payment options.
Your policy is only as good as your insurer’s reputation, experience and coverage options. To learn more about our products and how they can benefit you, call (559) 782-0005 to speak with one of our team members, or stop by 93 N Main St,Porterville,CA,93257 to discuss your insurance needs in our office.
As a small business owner, you need to protect your investment. Separately purchasing each type of insurance you need can be costly and time-consuming, but there is a better option. A business owner's policy, also known as a BOP, from Nationwide combines some of the most important types of insurance into one easy-to-use policy.
Nationwide Insurance: Fernandez Insurance Agency LLC can help you create a BOP plan to meet your specific needs. Choose from packages designed for auto service businesses, retail businesses, food service companies, service businesses, or office companies. We can even create a custom plan based on your company's specific needs. BOP plans traditionally include property damage, general liability insurance, and income loss coverage due to an interruption, but we can also offer cyber liability, hired and non-owned auto insurance, accounts receivable, and several other options for your business.
You may be wondering why you should choose a policy through Nationwide and Nationwide Insurance: Fernandez Insurance Agency LLC. Simply put, Nationwide is the number one small business insurer in the country, having had the pleasure of protecting more than 500,000 small businesses in the United States. You will even receive an annual On Your Side® Review to make sure you still have the best protection available for your needs. To learn more, call us at (559) 782-0005 or stop by our offices on 93 N Main St.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Fernandez Insurance Agency LLC also offers products in CA. Please call for information on products in those states.
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