Frequently asked questions
Our Insurance Products
Just as not all vehicles are the same, not all auto insurance policies are the same. M. A. Hays Company specializes in creating auto insurance plans unique to your driving conditions and the demands of Richmond. As a representative of Nationwide, you can rest knowing that your automobile is covered.
We make it simple and quick for you to get the auto coverage you need for your vehicle. The M. A. Hays Company also breaks down your insurance coverage in terms you can easily understand, which goes a long way in giving you confidence that you and your car are truly protected. Simply let us know if there are any special add-ons you'd like to include in your coverage, or if there are any changes you'd like to make to your insurance. Additionally, we'll work with you to see if you qualify for any of Nationwide's insurance discounts. Be sure you keep us updated on any major cosmetic modifications or additions you make on your vehicle, as they might require a change to your policy.
M. A. Hays Company doesn't take any chances when it comes to supplying members with complete auto insurance at a great cost. Call us today at (510) 235-0353, or you're more than welcome to pay us a visit at our office located at 232 Broadway. We look forward to providing auto insurance to meet your wants and needs.
Let M. A. Hays Company explain the policy choices needed to personalize a policy solution for any Richmond household. Our agents are ready to go through and explain the details of various coverage options. Richmond homeowners can quickly and clearly understand what's at stake when making their policy choices with M. A. Hays Company.
More than just the versatile products, M. A. Hays Company knows the value of Nationwide's prices and services. Competitive rates and widely available discounts ensure affordable coverage for the homeowners who come to us for a policy. Plus, the renowned On Your Side® Claims Service offers immediate guidance on securing shelter, making temporary repairs and preventing further damage, as well as help on completing the claims process.
Whether it's a 94804 home near our local office or a residential property throughout the city, the experts at M. A. Hays Company understand local risks right down to the exact block where the home is located. Let us make sure one of the most important investments you'll ever make doesn't go a single day without coverage. Talk to M. A. Hays Company or one of our other friendly, knowledgeable agents by calling (510) 235-0353. For those who wish to discuss their coverage in person, our office is located at 232 Broadway.
Whenever you have any major change in your life, you should reassess your insurance needs. Marriage is one such occasion. Along with wedded bliss come new concerns and new responsibilities. You should take steps now to make sure that you and your spouse’s financial needs will be fully taken care of should the worst happen.
We at M. A. Hays Company are here to help newlyweds in the Richmond area. We will answer all your life insurance questions and explain in easy language term versus permanent insurance. After speaking with us, you will have a complete understanding of both whole life insurance and universal life insurance and you will know which options are best for you.
In order to properly assess your coverage needs, you and your spouse will need to consider things such as your age, current income, current debt, number (if any) of dependent children, likely future income levels, final expenses and the impact of a loss of income. We will help you determine the amount and length of coverage that is optimal for your circumstances.
After marriage, life gets busy. You should make sure, however that you are not too busy to take action now to assure a financially-secure future for yourself or your spouse years down the road. Life is uncertain but you can help take the uncertainty out of your financial future by making wise choices now.
Call us at (510) 235-0353 and ask for M. A. Hays Company. If you are in the neighborhood, we welcome you and your spouse to stop by our office at 232 Broadway,Richmond,CA,94804. It may be the most important date of your life.
Your business is your pride and joy, and at M. A. Hays Company we know how important it is for you to feel confident that sufficient insurance protection is in place. That's why we have a range of excellent solutions designed to offer you a policy that works for your business. For example, you'll find that a businessowners policy, or BOP, provides a combination of property insurance, liability insurance, and other pertinent coverage options targeted specifically to your needs.
You may be considering crime insurance that protects your business if it experiences theft, fraud, or forgery, or accounts receivable coverage that kicks in if one of your customers fails to pay you for your services. Cyber liability Insurance is another important kind of coverage that guards against computer attacks and damage to your computer systems and electronic data, which are very real concerns in today's world. Another worry that may hover at the back of your mind is having to close your doors temporarily if you've suffered a loss from something like a natural disaster. We have coverage for that as well, called business interruption insurance.
M. A. Hays Company is proud to work with Nationwide to offer commercial insurance that can address the issues, circumstances, or loss you might face in your business life. From equipment breakdown insurance to workers' compensation, there are many different options, and M. A. Hays Company in Richmond will be happy to go over them with you. Feel free to stop by our 232 Broadway office any time, or phone us at (510) 235-0353. We look forward to learning about your business and discussing the many ways we can help to protect it.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The M. A. Hays Company also offers products in AZ. Please call for information on products in those states.
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