Frequently asked questions
Our Insurance Products
Taking the time to understand auto insurance concepts, like the difference between "collision" and "comprehensive" coverage, can be frustrating when you are trying to shop on your own and you just want to know what kind of protection you will get. That's why Bfi Insurance Services prioritizes communication with clients, so our agents can translate industry terms into coverage explanations that leave drivers in San Diego feeling confident they have exactly the coverage they need.
Starting with basic liability insurance and adding features until you have a personalized plan to address your needs means understanding the differences between drivers, car styles, and vehicles in different stages of their operating life. Bfi Insurance Services works with Nationwide to construct policies that meet your needs with options like comprehensive coverage against damage while parked or even robbery.
If you have questions about coverage options and policies, talk to one of our agents by calling us at (619) 537-6685. You can get answers, make a purchase over the phone, or schedule an in-person consultation meeting in our office at 888 W E St.
As a responsible home owner, it is important that you have suitable protection against unexpected loss. There are a number of factors that will determine what types of coverage you may need. Whether you live in a severe weather-prone area, you have a pool, or you have a detached garage, Nationwide can provide the policies to fit your needs. At Bfi Insurance Services in San Diego, we work with Nationwide. This means that we take the time to ask the right questions to make sure that you have adequate coverage to protect your home and personal belongings.
Some may think that having basic coverage will cover all losses, but this is not the case. Bfi Insurance Services will go over optional solutions such as other structures coverage, personal umbrella, and earthquake coverage. We also strive to make insurance as affordable as possible and will go over discounts that you may qualify for, such as if your home has a fire or burglary alarm.
Along with explaining your coverage in detail, we will also be available to help you out in the event you have to file a claim. If you're not exactly sure what your policy should include, we will help you out. Call our office at (619) 537-6685 to speak with a qualified agent or set up an appointment. You can also stop by our office at 888 W E St for a complimentary consultation to discuss your insurance needs.
Bringing home a new baby, like many of life’s happy events, also brings on new responsibilities. New obligations can be more easily shouldered if you take steps now to plan ahead. In order to provide long-term financial security for your family, you need a San Diego life insurance agent who can help you understand the types of life insurance that best suit your family’s needs.
The agents at Bfi Insurance Services will help you safeguard your family’s future by helping you select the right life insurance. We will explain term versus permanent insurance and answer all your questions. We are here to help you assess your needs and will explain the difference between whole life insurance and universal life insurance.
Our agency will help you determine the appropriate level of coverage for you and your family. There are several considerations when deciding the amount of coverage you need. Besides funeral and burial costs, you should consider current debts such as your mortgage, car loans and credit card debt.
You may also want to include child care and long-term educational expenses when figuring coverage amount. Whether your family has one or two sources of income, you should think about covering lost income for a specified number of years. We will also help you determine the number of years for which you need coverage.
Whether you have a new baby on the way, or you brought your baby home several months ago, now is the time to plan for life’s eventualities. Call Bfi Insurance Services at (619) 537-6685 or visit us at 888 W E St. We will be happy to work with you to make sure your family’s financial security is always protected.
Bfi Insurance Services has the local knowledge and versatile insurance products to customize coverage for any small-to-medium-sized company in San Diego. That said, even small businesses can have big business insurance needs. Liability, asset protection, commercial auto, employee insurance and other risk management tools apply to more than just the Fortune 500. Our agents have plenty of experience working with companies in virtually every San Diego industry, from food and beverage to auto repair, as well as more niche markets. Bfi Insurance Services can help your business understand how various coverage options work within your specific industry.
More than just the industry, business insurance policy options are likely to be affected by the company's size, age, and location. Not to worry, our agents know the risks facing your business. Bfi Insurance Services has the local knowledge to identify and explain how a particular location impacts a company's risk profile - regardless of whether or not you hung your shingle near our office.
By partnering with Nationwide, it's easy to build a policy that manages the company's risk. In fact, with Nationwide's On Your Side® Review, business owners know that their coverage is keeping up with their evolving insurance priorities. Flexible billing and payment options can also manage the financial side of your business.
Give Bfi Insurance Services a call at (619) 537-6685. We can find a policy for your company quickly and confidently over the phone, or we can schedule a time to talk about your policy in person.
Nationwide offers small business resources to help you strengthen your business, such as financial calculators and information and articles on marketing and cash flow management. Learn more at the Business Solutions Center.
The Bfi Insurance Services also offers products in AZ. Please call for information on products in those states.
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